San Diego County property record for 450 Serpentine Dr, Del Mar, CA 92014
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,201 sqft · built 2010 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,100,000 (Aug 1993) |
| Tax Bill | $25,110 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 299-261-05-00 |
| Primary APN | 299-261-05-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,201 sqft Living Area |
| Gross Area | 221 sqft |
| Basement Area | 221 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 23,522 sqft (0.54 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 2992601000 |
|---|---|
| Street Address | 450 SERPENTINE DR |
| City | DEL MAR |
| State | CA |
| Zip | 92014-2439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BLK 12 LOT B /EXC E 15 FT OF S 144 FT/ TR 001285 |
| Legal Subdivision | ARDEN HEIGHTS |
| Legal Tract | 001285 |
| Legal Block | 12 |
| Legal Lot Number | B |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 17202 |
450 Serpentine Dr is owned by a company that acquired it in May 2014 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 450 SERPENTINE DR, DEL MAR, CA 92014-2439 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 1993 · Amount on File |
| Deed Sale | Aug 23, 1993 · Amount on File |
| Prior Sale | Mar 15, 1985 · Amount on File |
| Deed Document Number | 1993549322 |
| Last Transfer Date | May 22, 2014 |
| Transfer Doc | 0000227014 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 450 SERPENTINE DR, DEL MAR, CA 92014-2439 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 450 SERPENTINE DR, DEL MAR, CA 92014-2439 |
| Document Number | 0000118535 |
|---|---|
| Date | Mar 17, 2022 |
| Instrument | 2022-0118535 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.65% |
| Type Change Date | Apr 1, 2032 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.95% |
| Max Rate At Change | 10.9% |
| Index | 1-Year CMT |
| Max Rate | 10.9% |
The 2025 property tax bill for 450 Serpentine Dr was $25,110 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Del Mar City |
| Elementary School District | Del Mar Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,405,881 (+2%) Land $1,467,680 Building $938,201 | |
| 2025 | $25,110.00 Homeowner's exemption | $2,358,707 Land $1,438,902 Building $919,805 |
| 2023 | $24,069.00 (+1.63%) Homeowner's exemption | $2,267,118 Land $1,383,029 Building $884,089 |
| 2022 | $23,682.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 450 Serpentine Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 individual policies |
| Nearby Flood Policies | 105 units insured incl. 56 condo units |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 450 Serpentine Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DEL MAR serves 3,950 people · EPA ID CA3710004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
May also be available: San Diego Broadband, T-Mobile, Verizon.
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