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  6. 548 Sandy Cay Dr

548 Sandy Cay Dr, Unit 514, Miramar Beach, FL 32550 Property Records

Walton County property record for 548 Sandy Cay Dr, Unit 514, Miramar Beach, FL 32550

Property Summary

Property TypeCondominium
Owner2 Individual Names on Record
Last Sale$324,000 (Sep 2018)
Tax Bill$3,365 (2024)
Deeds & MortgagesSep 2018 Sale
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN30-2S-21-42150-000-0514

Property Details

APN / Parcel Number

Primary APN30-2S-21-42150-000-0514
Alternative APN
  • 1067098

Location & Zoning

Account Number1067098
Street Address548 SANDY CAY DR UNIT 514, 514
CityMIRAMAR BEACH
StateFL
Zip32550-8285
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 514 THE BEACH RESORT & A FRACTIONAL INT IN ALL COMMON AREAS & APPURTENANT LIMITED COMMON ELEMENTS AS DESC IN OR
Legal Range21W
Legal Township02S
Legal Section30
Legal SubdivisionBEACH RESORT THE
Legal Unit514
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group2
Census Block2014
Census Tract950608

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1453 WOLF CREEK DR, NOLENSVILLE, TN 37135-9517
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2018Warranty Deed, Transfer
AQUA TITLE SERVICES
Jul 25, 2017Deed of Trust, Mortgage · Conventional Mortgage
PRIME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2018 · Amount on Record
Deed SaleSep 11, 2018 · Amount on Record
Prior SaleAug 19, 2011 · Amount on Record
Deed Document Number2018000030632
Deed Book / Page3084 / 3661
Record UpdatedJun 8, 2026

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateSep 11, 2018
Property Address548 SANDY CAY DR UNIT 514, 514, MIRAMAR BEACH, FL 32550-8285
Document Number0030843661
Book / Page003084 / 003661
Instrument DateSep 7, 2018
Instrument30632
Transaction TypeTransfer
Record UpdatedSep 26, 2018
Title CompanyAQUA TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$2,268.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3017 KATONKA DR ANTIOCH TN 370133963, ANTIOCH, TN 37013-3963

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address548 SANDY CAY DR UNIT 514, 514, MIRAMAR BEACH, FL 32550-8285
Document Number0030480914
Book / Page003048 / 000914
Instrument DateJul 25, 2017
Transaction TypeMortgage
Record UpdatedAug 14, 2017
Title CompanyNATIONWIDE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10850 KLING ST #6 NORTH HOLLYWOOD CA 916021421, 6, NORTH HOLLYWOOD, CA 91602-1421

Mortgage

Document Number0030480914
DateJul 28, 2017
Book Page003048/000914
Instrument24904
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 27, 2032

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$415,157 (-) Building $415,157$415,157 (-) Building $415,157
2024$3,365.00 (+5.06%)
2023$3,203.00 (+12.9%)$415,157 (+2%) Building $415,157$415,157 (+2%) Building $415,157
2022$2,837.00$345,965 Building $345,965$345,965 Building $345,965

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 203 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies706 units insured
incl. 503 condo units
Nearby Flood Claims3 (2014–2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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