548 S Loretta Dr, Orange, CA 92869 Property Records

Orange County property record for 548 S Loretta Dr, Orange, CA 92869

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,358 sqft · built 1956
Lot Size	0.169 acres (7,356 sqft)
Owner	Individual Name on Record
Last Sale	$1,125,000 (Nov 2024)
Tax Bill	$12,322 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2018 Second Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`094-392-04`

Property Details

APN / Parcel Number

Primary APN	`094-392-04`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,358 sqft Living Area
1st Floor Area	1,358 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	7,356 sqft (0.169 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	548 S LORETTA DR
City	ORANGE
State	CA
Zip	92869-5119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 3001 BLK LOT 21
Legal Subdivision	TRACT NO 3001
Legal Tract	3001
Legal Lot Number	21
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2004
Census Tract	75808

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	548 S LORETTA DR, ORANGE, CA 92869-5119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION OF SOUTHERN CALIFORNIA
Jun 28, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Nov 12, 2019	Deed of Trust, Mortgage · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2024 · Amount on Record
Deed Sale	Nov 6, 2024 · Amount on Record
Prior Sale	Mar 6, 2015 · Amount on Record
Deed Document Number	2024290658
Prior Transfer Date	Mar 3, 1994
Prior Transfer Doc	0000227122
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	548 S LORETTA DR, ORANGE, CA 92869-5119
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	578 S LORETTA DR, ORANGE, CA 92869-5119

Mortgage

Document Number	0000119789
Date	Feb 19, 2021
Instrument	2021000119789

Lender

Name	CREDIT UNION OF SOUTHERN CALIFORNIA
Type	Credit Union
Address	LA HABRA, CA 90631

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	548 S LORETTA DR, ORANGE, CA 92869-5119
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000236719
Date	Jun 28, 2018
Instrument	2018000236719

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 28, 2033

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	548 S LORETTA DR, ORANGE, CA 92869-5119
Document Number	0000456729
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	548 S LORETTA DR ORANGE CA 928695119, ORANGE, CA 92869-5119

Mortgage

Document Number	0000456729
Date	Nov 18, 2019
Instrument	456729

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,147,500 (+2%) Land $1,044,204 Building $103,296
2025	$12,322.00 (+74.46%)	$1,125,000 (+77.62%) Land $1,023,729 Building $101,271
2023	$7,063.00 (+1.96%)	$633,382 Land $548,112 Building $85,270
2022	$6,927.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cityside Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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