523 S Loretta Dr, Orange, CA 92869 Property Records

Orange County property record for 523 S Loretta Dr, Orange, CA 92869

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,305 sqft · built 1956
Lot Size	0.166 acres (7,225 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Jul 2020)
Tax Bill	$9,004 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`094-391-02`

Property Details

APN / Parcel Number

Primary APN	`094-391-02`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,305 sqft Living Area
1st Floor Area	1,305 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	7,225 sqft (0.166 acres)

Location & Zoning

Street Address	523 S LORETTA DR
City	ORANGE
State	CA
Zip	92869-5118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 3001 BLK LOT 26
Legal Subdivision	TRACT NO 3001
Legal Tract	3001
Legal Lot Number	26
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2003
Census Tract	75808

Owner

523 S Loretta Dr is owned and occupied by an individual who bought it in July 2020.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	523 S LORETTA DR, ORANGE, CA 92869-5118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · Line of Credit ZIONS BANCORPORATION NA
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK
Jul 29, 2020	Grant Deed, Transfer · Conventional Mortgage WALL FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2020 · Amount on File
Deed Sale	Jul 29, 2020 · Amount on File
Prior Sale	Jan 8, 2016 · Amount on File
Deed Document Number	2020368302
Prior Transfer Date	Oct 22, 2014
Prior Transfer Doc	0000528090
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Apr 3, 2026
Property Address	523 S LORETTA DR, ORANGE, CA 92869-5118
Document Number	0000095507
Instrument Date	Mar 25, 2026
Instrument	202695507
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 S LORETTA DR, ORANGE, CA 92869-5118

Mortgage

Document Number	0000095507,
Date	Apr 3, 2026
Instrument	202695507

Lender

Name	ZIONS BANCORPORATION NA

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	523 S LORETTA DR, ORANGE, CA 92869-5118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000234581
Date	May 26, 2020
Instrument	2020000234581

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 29, 2020
Property Address	523 S LORETTA DR, ORANGE, CA 92869-5118
Document Number	0000368302
Map Reference	MB 90 PG 43&44
Instrument Date	Jul 2, 2020
Instrument	2020000368302
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 S LORETTA DR, ORANGE, CA 92869-5118

Mortgage

Document Number	0000368303
Date	Jul 29, 2020
Instrument	2020000368303

Lender

Name	WALL FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 523 S Loretta Dr was $9,004, up 2.2% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$828,060 (+2%) Land $695,573 Building $132,487
2025	$9,004.00 (+2.24%)	$811,824 Land $681,934 Building $129,890
2024	$8,807.00 (+2.24%)
2023	$8,614.00 (+1.96%)	$780,300 Land $655,452 Building $124,848
2022	$8,448.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 523 S Loretta Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 523 S Loretta Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cityside Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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