548 Rivers Edge Dr, Minooka, IL 60447 Property Records

Will County property record for 548 Rivers Edge Dr, Minooka, IL 60447

Property Summary

Property Type	Single Family Home
Details	2,612 sqft · built 2005
Lot Size	0.28 acres (12,276 sqft)
Owner	Individual Name on Record
Last Sale	$346,000 (Sep 2005)
Tax Bill	$10,284 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Oct 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-10-06-411-006`

Property Details

APN / Parcel Number

Primary APN	`04-10-06-411-006`

Interior

Stories	2 Stories
Building Area	2,612 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	12,276 sqft (0.28 acres)
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	548 RIVERS EDGE DR
City	MINOOKA
State	IL
Zip	60447-8454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 91 IN RIVERS EDGE LANDING UNIT TWO, BEING A SUB OF PRT OF THE E1/2 OF THE NW1/4 THE SW1/4 AND PRT OF THE NE1/4 THE SE1/
Legal Range	09E
Legal Township	34N
Legal Section	06
Legal Subdivision	RIVERS EDGE LANDING UNIT 2
Legal Lot Number	91
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	CHANNAHON
Census Block Group	1
Census Block	1018
Census Tract	883303

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	548 RIVERS EDGE DR, MINOOKA, IL 60447-8454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) HOMETOWN NATIONAL BANK
Oct 16, 2018	Loan Modification, Mortgage HOMETOWN NAT'L BK
Oct 31, 2017	Trustee's Deed, Construction Loan · Line of Credit HOMETOWN NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2005 · Amount on Record
Deed Sale	Sep 27, 2005 · Amount on Record
Deed Document Number	2005166480
Prior Transfer Date	Sep 20, 2005
Prior Transfer Doc	0000195756
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	548 RIVERS EDGE DR, MINOOKA, IL 60447-8454
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019479
Date	Apr 25, 2024
Instrument	R2024019479

Lender

Name	HOMETOWN NATIONAL BANK
Type	Bank
Address	JOLIET, IL 60435

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Change Frequency	Monthly
Min Rate At Change	4%
Max Rate At Change	8.5%
Max Rate	14%

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Property Address	548 RIVERS EDGE DR, MINOOKA, IL 60447-8454
Document Number	0000075558
Instrument Date	Oct 16, 2018
Transaction Type	Mortgage
Record Updated	Nov 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	548 RIVERS EDGE DR MINOOKA IL 604478454, MINOOKA, IL 60447-8454

Mortgage

Document Number	0000075558
Date	Oct 26, 2018
Instrument	75558

Lender

Name	HOMETOWN NAT'L BK
Type	Bank
Address	JOLIET, IL 60435

Agreement

Term	12 Months
Due	Oct 25, 2019

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WILL IL
Recording Date	Oct 31, 2017
Property Address	548 RIVERS EDGE DR, MINOOKA, IL 60447-8454
Instrument Date	Oct 18, 2017
Instrument	85486
Transaction Type	Construction Loan
Record Updated	Nov 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	548 RIVERS EDGE DR MINOOKA IL 604478454, MINOOKA, IL 60447-8454

Mortgage

Document Number	0000085486
Date	Oct 31, 2017
Instrument	85486

Lender

Name	HOMETOWN NAT'L BK
Type	Bank
Address	JOLIET, IL 60435

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 30, 2018

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Channahon Township
Municipality	Minooka Village
Elementary School District	Channahon School District 17 (PK - 08)
Secondary School District	Minooka Community High School District 111 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,284.00 (+32.97%)	$132,706 (+5%) Land $19,323 Building $113,383	$398,118 (+5%) Land $57,969 Building $340,149
2024		$126,387 (+28.26%) Land $18,403 Building $107,984	$379,161 (+28.26%) Land $55,209 Building $323,952
2022	$7,734.00 Homeowner's exemption	$98,540 Land $15,234 Building $83,306	$295,620 Land $45,702 Building $249,918

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	54 (1979–2020)
Claims Outside the SFHA	14 of 54
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 13 claims Severe Storms And Flooding, Sep 2008 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINOOKA serves 12,800 people · EPA ID IL0630550
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Bertram Communications, Watch TV.

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