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548 Ridgeway Rd, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 548 Ridgeway Rd, Saint Augustine, FL 32080 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2019
Square Footage3,534 sqft Living Area
Lot Size9,583 sqft (0.22 acres)
OccupancyOwner Occupied
Last Sale$1,717,500 (2024)
Tax Bill$23,722.00 (2025)

Property Details

APN / Parcel Number

Primary APN164161-0200

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures20 Plumbing Fixtures
Building Area3,534 sqft Living Area
Gross Area4,636 sqft Gross Area
1st Floor2,021 sqft 1st Floor
Attic Area271 sqft Attic
Attic1 Attic
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,583 sqft (0.22 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area641 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address548 RIDGEWAY RD
CitySAINT AUGUSTINE
StateFL
Zip32080-0079
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description86/37-40 RIDGE AT ST AUGUSTINE BEACH LOT 20 OR5909/750
Legal Range30E
Legal Township07S
Legal Section34
Legal SubdivisionRIDGE AT ST. AUGUSTINE BEACH
Legal Block1
Legal Lot Number20
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup1
Census Block1006
Census Tract21409

Owner

Source: St. Johns County records · APN 164161-0200

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address548 RIDGEWAY RD, SAINT AUGUSTINE, FL 32080-0079
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2026Deed of Trust, Mortgage · Line of Credit
P N C BANK NA
Mar 04, 2024Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 04, 2024Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jul 16, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 15, 2019Loan Modification, Mortgage · Conventional Mortgage
HANCOCK WHITNEY BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 04, 2024 · Amount on Record
Deed SaleMar 04, 2024 · Amount on Record
Prior SaleDec 05, 2017 · Amount on Record
Deed Doc Number202416056
Deed Book / Page5909 / 750
Prior Transfer DateJul 12, 2019
Prior Transfer Doc0047591065
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Recording DateJun 15, 2026
Property Address548 RIDGEWAY RD, SAINT AUGUSTINE, FL 32080-0079
Document Number0000050955
Book / Page6383 / 1027
Instrument DateJun 04, 2026
Instrument202650955
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address548 RIDGEWAY RD, SAINT AUGUSTINE, FL 32080-0079
InvestorPossibly a Property Investor

Mortgage

Document Number0000050955,
DateJun 15, 2026
Book Page6383/1027
Instrument202650955
Lender
NameP N C BANK NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueJun 09, 2066
Interest
Rate6.37%
Max Rate-1%

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 04, 2024
Property Address548 RIDGEWAY RD, SAINT AUGUSTINE, FL 32080-0079
Document Number0059090750
Book / Page5909 / 750
Map ReferenceMB 4411 PG 1713
Instrument DateMar 01, 2024
Instrument2024016056
Transaction TypeTransfer
Record UpdatedMar 14, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$12,022.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address30 CHARLESTON OAK LN, GREENVILLE, SC 29615-5628

Transferred To (Grantee/Buyer)

NameVerified Name
Address548 RIDGEWAY RD, ST AUGUSTINE, FL 32080-0079

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 04, 2024
Property Address548 RIDGEWAY RD, SAINT AUGUSTINE, FL 32080-0079
Document Number0059090750
Book / Page5909 / 750
Map ReferenceMB 4411 PG 1713
Instrument DateMar 01, 2024
Instrument2024016056
Transaction TypeTransfer
Record UpdatedApr 05, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$12,022.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address30 CHARLESTON OAK LN, GREENVILLE, SC 29615-5628

Transferred To (Grantee/Buyer)

NameVerified Name
Address548 RIDGEWAY RD, ST AUGUSTINE, FL 32080-0079

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateJul 16, 2019
Property Address548 RIDGEWAY RD, SAINT AUGUSTINE, FL 32080-0079
Document Number0047591065
Book / Page004759 / 001065
Instrument DateJul 12, 2019
Instrument50792
Transaction TypeTransfer
Record UpdatedJul 25, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address548 RIDGEWAY RD ST AUGUSTINE FL 320800079, ST AUGUSTINE, FL 32080-0079

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address548 RIDGEWAY RD, SAINT AUGUSTINE, FL 32080-0079
Document Number0047830105
Instrument DateApr 15, 2019
Transaction TypeMortgage
Record UpdatedSep 02, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address548 RIDGEWAY RD ST AUGUSTINE BEACH FL 320800079, ST AUGUSTINE BEACH, FL 32080-0079

Mortgage

Document Number0047830105
DateAug 22, 2019
Book Page004783/000105
Instrument62266
Lender
NameHANCOCK WHITNEY BK
AddressNEW ORLEANS, LA 70122
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term336 Months
DueAug 21, 2047
Interest
Rate TypeAdjustable Rate
Rate3.25%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine Beach City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$1,493,572 (+0.57%) Land $335,000 Building $1,158,572$1,493,572 (+0.57%) Land $335,000 Building $1,158,572
2025$23,722.00 (+87.72%) Homeowner's exemption$1,485,051 (+81.9%)$1,485,051 (+0.79%) Land $335,000 Building $1,150,051
2024$12,637.00 (+1.99%)
2023$12,390.00 (+1.47%) Homeowner's exemption$816,400 (+3%)$1,473,385 (+45.82%) Land $335,000 Building $1,138,385
2022$12,211.00 Homeowner's exemption$792,621$1,010,383 Land $319,200 Building $691,183

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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