1. Home
  2. Florida
  3. St. Johns County
  4. Saint Augustine
  5. Ridgeway Rd

522 Ridgeway Rd, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 522 Ridgeway Rd, Saint Augustine, FL 32080 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2020
Square Footage2,516 sqft Living Area
Lot Size10,018 sqft (0.23 acres)
GarageAttached, 472 sqft
Last Sale$1,435,000 (2026)
Tax Bill$19,531.00 (2025)

Property Details

APN / Parcel Number

Primary APN164161-0240

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures14 Plumbing Fixtures
Building Area2,516 sqft Living Area
Gross Area2,988 sqft Gross Area
1st Floor2,516 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,018 sqft (0.23 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area472 sqft Garage
Porch Area226 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address522 RIDGEWAY RD
CitySAINT AUGUSTINE
StateFL
Zip32080-0079
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description86/37-40 RIDGE AT ST AUGUSTINE BEACH LOT 24 OR6007/1796
Legal Range30E
Legal Township07S
Legal Section34
Legal SubdivisionRIDGE AT ST. AUGUSTINE BEACH
Legal Block1
Legal Lot Number24
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup1
Census Block1006
Census Tract21409

Owner

Source: St. Johns County records · APN 164161-0240

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address509 HOOT OWL CT, SAINT AUGUSTINE, FL 32080-7972
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2026Warranty Deed, Transfer · Conventional Mortgage
AMERIS BANK
Jun 01, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
AMERIS BANK
Oct 17, 2018Grant Deed, Construction Loan
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 12, 2026 · Amount on Record
Deed SaleJun 12, 2026 · Amount on Record
Prior SaleAug 22, 2024 · Amount on Record
Deed Doc Number202650430
Deed Book / Page6382 / 1136
Record RefreshedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 12, 2026
Property Address522 RIDGEWAY RD, SAINT AUGUSTINE, FL 32080-0079
Document Number0000050430
Book / Page6382 / 1136
Instrument DateJun 11, 2026
Instrument202650430
Transaction TypeTransfer
Record UpdatedJun 25, 2026
Title CompanySOUTHERN CENTRAL TITLE, SOUTHERN CAPITAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,014,545.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 HOOT OWL CT, SAINT AUGUSTINE, FL 32080-7972

Mortgage

Document Number0000050431,
DateJun 12, 2026
Book Page6382/1139
Instrument202650431
Lender
NameAMERIS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.75%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

June 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 01, 2020
Property Address522 RIDGEWAY RD, SAINT AUGUSTINE, FL 32080-0079
Document Number0049531460
Book / Page4953 / 1460
Map ReferenceMB 86 PG 37-40
Instrument DateMay 22, 2020
Instrument2020041728
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 02, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,329.10
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address12276 SAN JOSE BLVD STE 120, 12276, JACKSONVILLE, FL 32223-8630

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address522 RIDGEWAY RD, SAINT AUGUSTINE, FL 32080-0079

Mortgage

Document Number0049531461
DateJun 01, 2020
Instrument4953/1461
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2050

October 2018: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateOct 17, 2018
Property Address522 RIDGEWAY RD, SAINT AUGUSTINE, FL 32080-0079
Document Number0046271696
Book / Page004627 / 001696
Instrument DateOct 16, 2018
Instrument75074
Transaction TypeConstruction Loan
Record UpdatedFeb 04, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$10,703.70
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12276 SAN JOSE BLVD #120 JACKSONVILLE FL 322238630, 120, JACKSONVILLE, FL 32223-8630
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine Beach City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$1,166,528 (-1.49%) Land $335,000 Building $831,528$1,166,528 (-1.49%) Land $335,000 Building $831,528
2025$19,531.00 (+93.68%) Homeowner's exemption$1,184,172 (+75.37%)$1,184,172 (-0.83%) Land $335,000 Building $849,172
2024$10,084.00 (+1.98%) Homeowner's exemption$675,239 (+3%)$1,194,060 (-0.22%) Land $335,000 Building $859,060
2023$9,888.00 (+17.18%) Homeowner's exemption$655,572 (+18.35%)$1,196,662 (+48.06%) Land $335,000 Building $861,662
2022$8,438.00 Homeowner's exemption$553,939$808,202 Land $319,200 Building $489,002

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Ridgeway Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures