548 Locust Run Rd, Cincinnati, OH 45245 Property Records

Clermont County property record for 548 Locust Run Rd, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,435 sqft · built 1994
Lot Size	5.11 acres (222,592 sqft)
Owner	Individual Name on File
Last Sale	$660,000 (Dec 2008)
Tax Bill	$14,454 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-28-14H-101`

Property Details

APN / Parcel Number

Primary APN	`27-28-14H-101`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	4,435 sqft Living Area
1st Floor Area	1,355 sqft
Attic	Attic
Attic Area	792 sqft
Basement Area	2,522 sqft
Finished Basement	1,380 sqft
Unfinished Basement	1,142 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Lot Area	222,592 sqft (5.11 acres)
View / Lot	Cul-de-sac
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	249 sqft
Deck Area	120 sqft
Patio Area	345 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	548 LOCUST RUN RD
City	CINCINNATI
State	OH
Zip	45245-3130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LUCAS MILITARY SURVEY NO 1753
Jurisdiction	CLERMONT OH
Township / Civil Division	PIERCE
Census Block Group	3
Census Block	3015
Census Tract	41505

Owner

548 Locust Run Rd is owned and occupied by an individual who bought it in December 2008.

Source: Clermont County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	548 LOCUST RUN RD, CINCINNATI, OH 45245-3130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CINCINNATI FSLA
Mar 6, 2020	Deed of Trust, Mortgage · Conventional with PMI CINCINNATI FED'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2008 · Amount on File
Deed Sale	Dec 4, 2008 · Amount on File
Prior Sale	Aug 25, 1993 · Amount on File
Deed Document Number	200829434
Deed Book / Page	2152 / 558
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	548 LOCUST RUN RD, CINCINNATI, OH 45245-3130
Transaction Type	Mortgage
Record Updated	Nov 8, 2021
Title Company	PRODIGY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034865
Date	Oct 26, 2021
Book Page	2899/3128
Instrument	202100034865

Lender

Name	CINCINNATI FSLA
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	548 LOCUST RUN RD, CINCINNATI, OH 45245-3130
Document Number	0000006231
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	May 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	548 LOCUST RUN RD CINCINNATI OH 452453130, CINCINNATI, OH 45245-3130

Mortgage

Document Number	0000006231
Date	Mar 12, 2020
Book Page	002832/005268
Instrument	6231

Lender

Name	CINCINNATI FED'L
Address	CINCINNATI, OH 45247

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 548 Locust Run Rd was $14,454 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Pierce Township
Unified School District	New Richmond Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,454.00	$333,340 Land $74,970 Building $258,370
2024			$952,400 (-) Land $214,200 Building $738,200
2023	$27,583.00 (+162.75%) Homeowner's exemption	$333,340 (+61.28%) Land $74,970 Building $258,370	$952,400 Land $214,200 Building $738,200
2022	$10,498.00 Homeowner's exemption	$206,680 Land $46,480 Building $160,200
2020			$590,500 Land $132,800 Building $457,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 548 Locust Run Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 548 Locust Run Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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