548 Lafayette Ave, San Leandro, CA 94577 Property Records

Alameda County property record for 548 Lafayette Ave, San Leandro, CA 94577

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,282 sqft · built 1938
Lot Size	0.099 acres (4,326 sqft)
Owner	Trust Name on File
Last Sale	$687,500 (Apr 2019)
Tax Bill	$10,477 (2025)
Deeds & Mortgages	May 2023 Transfer Aug 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`75-180-11`

Property Details

APN / Parcel Number

Primary APN	`75-180-11`
Alternative APN	`075-0180-011-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,282 sqft Living Area

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,326 sqft (0.099 acres)

Location & Zoning

Street Address	548 LAFAYETTE AVE
City	SAN LEANDRO
State	CA
Zip	94577-2716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00011 BLK: AR: 0075 PAGE: 0180
Legal Subdivision	BEST MANOR
Legal Lot Number	135
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	3
Census Block	3001
Census Tract	432300

Owner

548 Lafayette Ave is owner-occupied and held in a trust since May 2023.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Trust Name on File
Mailing Address	548 LAFAYETTE AVE, SAN LEANDRO, CA 94577-2716
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Intrafamily Transfer, Transfer
Aug 31, 2021	Deed of Trust, Mortgage · Line of Credit STANFORD FCU
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage STANFORD FCU
Apr 24, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Apr 24, 2019	Grant Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2019 · Amount on File
Deed Sale	Apr 24, 2019 · Amount on File
Prior Sale	Oct 29, 2014 · Amount on File
Deed Document Number	201974676
Last Transfer Date	May 24, 2023
Transfer Doc	0000059877
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	May 25, 2023
Property Address	548 LAFAYETTE AVE, SAN LEANDRO, CA 94577-2716
Document Number	0000059877
Map Reference	MB 3 PG 73
Instrument Date	May 24, 2023
Instrument	2023059877
Transaction Type	Transfer
Record Updated	Jun 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	548 LAFAYETTE AVE, SAN LEANDRO, CA 94577-2716

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	548 LAFAYETTE AVE, SAN LEANDRO, CA 94577-2716
Transaction Type	Mortgage
Record Updated	Sep 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 LAFAYETTE AVE, SAN LEANDRO, CA 94577-2716

Mortgage

Document Number	0000295438
Date	Aug 31, 2021
Instrument	2021295438

Lender

Name	STANFORD FCU
Type	Credit Union
Address	PALO ALTO, CA 94303

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 15, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	548 LAFAYETTE AVE, SAN LEANDRO, CA 94577-2716
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 LAFAYETTE AVE, SAN LEANDRO, CA 94577-2716

Mortgage

Document Number	0000114898
Date	Mar 22, 2021
Instrument	2021114898

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	548 LAFAYETTE AVE, SAN LEANDRO, CA 94577-2716
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014393
Date	Jan 23, 2020
Instrument	2020014393

Lender

Name	STANFORD FCU
Type	Credit Union
Address	PALO ALTO, CA 94303

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Feb 1, 2027
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	8%

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 24, 2019
Property Address	548 LAFAYETTE AVE, SAN LEANDRO, CA 94577-2716
Document Number	0000074675
Instrument Date	Apr 19, 2019
Instrument	74675
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	22621 MOSSY ROCK DR HAYWARD CA 945413428, HAYWARD, CA 94541-3428

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 24, 2019
Property Address	548 LAFAYETTE AVE, SAN LEANDRO, CA 94577-2716
Document Number	0000074676
Map Reference	MB 3 PG 73
Instrument Date	Apr 15, 2019
Instrument	2019074676
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	548 LAFAYETTE AVE, SAN LEANDRO, CA 94577-2716

Mortgage

Document Number	0000074677
Date	Apr 24, 2019
Instrument	2019074677

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 548 Lafayette Ave was $10,477 with a homeowner's exemption, up 3.8% from the year before.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	San Leandro City
Unified School District	San Leandro Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$780,655 (+2.02%) Land $234,388 Building $553,267
2025	$10,477.00 (+3.77%) Homeowner's exemption	$765,212 Land $229,793 Building $542,419
2024	$10,096.00 (+0.64%)
2023	$10,032.00 Homeowner's exemption	$742,230 Land $220,871 Building $521,359	$731,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 548 Lafayette Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 548 Lafayette Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,056 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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