Hamilton County property record for 548 Howell Ave, Cincinnati, OH 45220
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,937 sqft · built 1908 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Trust Name on File |
| Last Sale | $410,000 (Oct 2015) |
| Tax Bill | $10,653 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 214-0006-0034-00 |
| Primary APN | 214-0006-0034-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,937 sqft Living Area |
| Gross Area | 4,187 sqft |
| 1st Floor Area | 1,250 sqft |
| 2nd Floor Area | 1,140 sqft |
| Attic | Attic |
| Attic Area | 547 sqft |
| Basement Area | 1,250 sqft |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 160 ft deep x 205 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 548 HOWELL AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45220-1924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | HOWELL AVE 50 X 160 IRR E PT LOT 7 LOT 9 THOS ANDER- SON EST PRS 34-35 CONS |
| Legal Subdivision | THOS ANDER- SON EST |
| Legal Lot Number | 7,9 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 7200 |
548 Howell Ave is held in a trust since October 2015.
Source: Hamilton County records, as of October 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 548 HOWELL AVE, CINCINNATI, OH 45220-1924 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Aug 13, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2015 · Amount on File |
| Deed Sale | Oct 14, 2015 · Amount on File |
| Prior Sale | Jul 8, 2011 · Amount on File |
| Deed Document Number | 2015110565 |
| Deed Book / Page | 13017 / 223 |
| Prior Transfer Date | Sep 2, 2000 |
| Prior Transfer Doc | 0000139868 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 548 HOWELL AVE, CINCINNATI, OH 45220-1924 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000037603 |
|---|---|
| Date | Mar 25, 2021 |
| Book Page | 14382/1379 |
| Instrument | 2021-0037603 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 13, 2019 |
| Property Address | 548 HOWELL AVE, CINCINNATI, OH 45220-1924 |
| Document Number | 0000066995 |
| Book / Page | 013979 / 001086 |
| Instrument Date | Aug 6, 2019 |
| Instrument | 66995 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 548 HOWELL AVE CINCINNATI OH 452201924, CINCINNATI, OH 45220-1924 |
The 2025 property tax bill for 548 Howell Ave was $10,653, up 3.1% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,653.00 (+3.08%) | $172,253 (-) Land $37,100 Building $135,153 | $492,150 Land $106,000 Building $386,150 |
| 2024 | $10,335.00 (-2.17%) | $172,253 (-) Land $37,100 Building $135,153 | |
| 2023 | $10,564.00 (-3.81%) | $172,253 (+7.18%) Land $37,100 Building $135,153 | $492,150 Land $106,000 Building $386,150 |
| 2022 | $10,982.00 Homeowner's exemption | $160,720 Land $33,243 Building $127,477 | |
| 2020 | $459,200 Land $94,980 Building $364,220 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 548 Howell Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 548 Howell Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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