541 Howell Ave, Cincinnati, OH 45220 Property Records

Hamilton County property record for 541 Howell Ave, Cincinnati, OH 45220

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 3,641 sqft · built 1901
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on File
Last Sale	$201,000 (Oct 2016)
Tax Bill	$8,500 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`214-0002-0018-00`

Property Details

APN / Parcel Number

Primary APN	`214-0002-0018-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,641 sqft Living Area
Gross Area	5,081 sqft
1st Floor Area	1,510 sqft
2nd Floor Area	1,440 sqft
Attic	Attic
Attic Area	691 sqft
Basement Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	123 ft deep x 100 ft wide
Garage Area	220 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	112 sqft
Deck Area	Deck Area
Patio Area	187 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	541 HOWELL AVE
City	CINCINNATI
State	OH
Zip	45220-1905
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	SF6
Legal Description	541 HOWELL AVE 50.02 X 123.39 IRR LOT 10 S CLIFTON LAND CO 1ST
Legal Subdivision	CLIFTON LAND CO 1ST
Legal Lot Number	10
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1008
Census Tract	7200

Owner

541 Howell Ave, a residential property, is owned and occupied by an individual who bought it in October 2016.

Source: Hamilton County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	541 HOWELL AVE, CINCINNATI, OH 45220-1905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2016 · Amount on File
Deed Sale	Oct 19, 2016 · Amount on File
Prior Sale	Sep 29, 2015 · Amount on File
Deed Document Number	201698749
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Jun 17, 2026
Property Address	541 HOWELL AVE, CINCINNATI, OH 45220-1905
Document Number	0000048468
Book / Page	15689 / 809
Instrument Date	Jun 11, 2026
Instrument	202648468
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 HOWELL AVE, CINCINNATI, OH 45220-1905

Mortgage

Document Number	0000048468,
Date	Jun 17, 2026
Book Page	15689/809
Instrument	202648468

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	541 HOWELL AVE, CINCINNATI, OH 45220-1905
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000140591
Date	Nov 22, 2021
Book Page	14549/831
Instrument	2021-0140591

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 541 Howell Ave was $8,500, up 1.8% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,500.00 (+1.85%)	$136,164 (-) Land $26,915 Building $109,249	$389,040 Land $76,900 Building $312,140
2024	$8,346.00 (-1.35%)	$136,164 (-) Land $26,915 Building $109,249
2023	$8,460.00 (+55.17%)	$136,164 (+72.81%) Land $26,915 Building $109,249	$389,040 Land $76,900 Building $312,140
2022	$5,452.00 Homeowner's exemption	$78,792 Land $24,080 Building $54,712
2020			$225,120 Land $68,800 Building $156,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 541 Howell Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 541 Howell Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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