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548 Hay River St, Garner, NC 27529 Property Records

Wake County property record for 548 Hay River St, Garner, NC 27529 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3.5 Baths
Year BuiltBuilt 2003
Square Footage2,329 sqft Living Area
Lot Size8,276 sqft (0.19 acres)
Garage249 sqft
OccupancyOwner Occupied
Last Sale$385,000 (2024)
Tax Bill$3,409.00 (2025)

Property Details

APN / Parcel Number

Primary APN1721.05-18-4839-000
Alternative APNs
  • 1721.05-18-4839 0303103
  • 1721184839
  • 0303103

Interior

Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area2,329 sqft Living Area
Basement Area431 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Lot Area8,276 sqft (0.19 acres)
Garage Area249 sqft Garage
Patio Area132 sqft Patio
PorchOpen Porch
Porch Area66 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number0303103
Street Address548 HAY RIVER ST
CityGARNER
StateNC
Zip27529-7264
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLO45 HUNTERS MARK SUB PH1 BM2002-01711
Legal SubdivisionHUNTERS MARK SUB PH1
Legal Phase1
Legal Lot Number45
JurisdictionWAKE NC
Minor Civil DivisionST. MARYS
Census Blockgroup2
Census Block2002
Census Tract52815

Owner

Source: Wake County records · APN 1721.05-18-4839-000

Assessment roll updated September 9, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address548 HAY RIVER ST, GARNER, NC 27529-7264
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CREDIT UNION
Mar 27, 2024Warranty Deed, Transfer · Conventional Mortgage
NATIONAL MORTGAGE HOME LOANS LLC
Oct 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
LEADER ONE FINANCIAL CORP
Oct 25, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
AMERICAN FIN'L NTWK INC
Feb 01, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 27, 2024 · Amount on Record
Deed SaleMar 27, 2024 · Amount on Record
Deed Book / Page19571 / 2056
Prior Transfer DateFeb 01, 2019
Prior Transfer Doc173512294
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Recording DateApr 24, 2026
Property Address548 HAY RIVER ST, GARNER, NC 27529-7264
Document Number0000044826
Book / Page20209 / 2353
Instrument DateApr 20, 2026
Instrument202644826
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyLENDER RECORDING SERVICES

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
Address548 HAY RIVER ST, GARNER, NC 27529-7264
InvestorPossibly a Property Investor

Mortgage

Document Number0000044826,
DateApr 24, 2026
Book Page20209/2353
Instrument202644826
Lender
NameSTATE EMPLOYEES CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAKE NC
Recording DateMar 27, 2024
Property Address548 HAY RIVER ST, GARNER, NC 27529-7264
Document Number19571/2056
Book / Page19571 / 2056
Map ReferenceMB 2002 PG 1711
Instrument DateMar 19, 2024
Transaction TypeTransfer
Record UpdatedApr 15, 2024
Title CompanyFREEDOM LAND TITLE, FREEDOM BUILDERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$770.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address132 FAST PITCH LN, FOUR OAKS, NC 27524-6118

Transferred To (Grantee/Buyer)

NameVerified Name
Address548 HAY RIVER ST, GARNER, NC 27529-7264

Mortgage

Document Number0195712058
DateMar 27, 2024
Instrument19571/2058
Lender
NameNATIONAL MORTGAGE HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address548 HAY RIVER ST, GARNER, NC 27529-7264
Transaction TypeMortgage
Record UpdatedApr 01, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number181460307
DateOct 23, 2020
Book Page18146/307
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
AddressOVERLAND PARK, KS 66210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address548 HAY RIVER ST, GARNER, NC 27529-7264
Document Number176302352
Instrument DateOct 25, 2019
Transaction TypeMortgage
Record UpdatedNov 12, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address548 HAY RIVER ST GARNER NC 275297264, GARNER, NC 27529-7264

Mortgage

Document Number176302352
DateOct 30, 2019
Book Page017630/002352
Lender
NameAMERICAN FIN'L NTWK INC
AddressBREA, CA 92821
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 29, 2049

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWAKE NC
Recording DateFeb 01, 2019
Property Address548 HAY RIVER ST, GARNER, NC 27529-7264
Document Number173512294
Book / Page017351 / 002294
Instrument DateFeb 01, 2019
Transaction TypeTransfer
Record UpdatedFeb 11, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address548 HAY RIVER ST GARNER NC 275297264, GARNER, NC 27529-7264

Tax Assessment & Valuation

Source: Wake County records · Assessment roll updated September 9, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWake County
MunicipalityGarner Town
Unified School DistrictWake County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,409.00 (+20.25%)$326,786 (+49.02%) Land $90,000 Building $236,786$326,786 (+49.02%) Land $90,000 Building $236,786
2023$2,835.00$219,287 Land $43,000 Building $176,287$219,287 Land $43,000 Building $176,287

Flood & Wildfire

548 Hay River St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Wake County (37183C), updated September 7, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 24th in North Carolina
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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