Wake County property record for 540 Hay River St, Garner, NC 27529 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,472 sqft · built 2003 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,885 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1721.05-18-4874-000 |
| Primary APN | 1721.05-18-4874-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,472 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 399 sqft |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 0303104 |
|---|---|
| Street Address | 540 HAY RIVER ST |
| City | GARNER |
| State | NC |
| Zip | 27529-7264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LO46 HUNTERS MARK SUB PH1 BM2002-01711 |
| Legal Subdivision | HUNTERS MARK SUB PH1 |
| Legal Phase | 1 |
| Legal Lot Number | 46 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | ST. MARYS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 52815 |
Source: Wake County records · APN 1721.05-18-4874-000
Assessment roll updated September 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 540 HAY RIVER ST, GARNER, NC 27529-7264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| May 19, 2021 | Quit Claim Deed, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP |
| May 10, 2021 | Quit Claim Deed, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Jan 26, 2018 | Deed of Trust, Mortgage · FHA Mortgage MONEY SOURCE (NY) INC |
| May 26, 2017 | Warranty Deed, Transfer · FHA Mortgage NTFN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 19, 2021 |
| Deed Sale | May 19, 2021 |
| Prior Sale | May 10, 2021 |
| Deed Book / Page | 18510 / 1165 |
| Prior Transfer Date | Mar 11, 2013 |
| Prior Transfer Doc | 15179/2275 |
| Record Updated | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | May 19, 2021 |
| Property Address | 540 HAY RIVER ST, GARNER, NC 27529-7264 |
| Document Number | 18510/1165 |
| Book / Page | 18510 / 1165 |
| Map Reference | MB 2002 PG 1711 |
| Instrument Date | May 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 540 HAY RIVER ST, 540, GARNER, NC 27529-7264 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 540 HAY RIVER ST, GARNER, NC 27529-7264 |
| Document Number | 0185101168 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 18510/1168 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | May 10, 2021 |
| Property Address | 540 HAY RIVER ST, GARNER, NC 27529-7264 |
| Document Number | 018495/754 |
| Book / Page | 18495 / 754 |
| Map Reference | MB 2002 PG 1711 |
| Instrument Date | May 07, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 540 HAY RIVER ST, 540, GARNER, NC 27529-7264 |
| Name | Verified Name |
|---|---|
| Address | 540 HAY RIVER ST, GARNER, NC 27529-7264 |
| Document Number | 0018495757 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 18495/757 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 540 HAY RIVER ST, GARNER, NC 27529-7264 |
| Document Number | 170311690 |
| Book / Page | 017031 / 001690 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2018 |
| Title Company | WORLDWIDE RECORDING INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 540 HAY RIVER ST GARNER NC 275297264, GARNER, NC 27529-7264 |
| Document Number | 170311690 |
|---|---|
| Date | Jan 29, 2018 |
| Book Page | 017031/001690 |
| Name | MONEY SOURCE (NY) INC |
|---|---|
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 28, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | May 26, 2017 |
| Property Address | 540 HAY RIVER ST, GARNER, NC 27529-7264 |
| Document Number | 167941389 |
| Book / Page | 016794 / 001389 |
| Instrument Date | Apr 26, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2019 |
| Title Company | INVESTORS TITLE INSURANCE, INVESTORS TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $435.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 540 HAY RIVER ST GARNER NC 275297264, GARNER, NC 27529-7264 |
| Document Number | 167941391 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 016794/001391 |
| Name | NTFN |
|---|---|
| Address | LEWISVILLE, TX 75067 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2047 |
Source: Wake County records · Assessment roll updated September 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Municipality | Garner Town |
| Unified School District | Wake County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,885.00 (+23.57%) | $372,686 (+53.17%) Land $90,000 Building $282,686 | $372,686 (+53.17%) Land $90,000 Building $282,686 |
| 2023 | $3,144.00 | $243,311 Land $43,000 Building $200,311 | $243,311 Land $43,000 Building $200,311 |
Source: FEMA National Flood Hazard Layer, Wake County (37183C), updated September 7, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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