Durham County property record for 548 Finley St, Durham, NC 27705
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 1.5 ba · 1,024 sqft · built 1984 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $137,500 (Mar 2020) |
| Tax Bill | $2,359 (2026) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0812-17-4642 |
| Primary APN | 0812-17-4642 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,024 sqft Heated Area |
| 1st Floor Area | 1,088 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 1,742 sqft (0.04 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 548 FINLEY ST |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27705-6151 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RS-M |
| Legal Description | WALDEN POND TWNHMS/PH:09/ LT#22 TYPE-10/BN/FN/GN PL:000109-000112 |
| Legal Subdivision | WALDEN POND TWNHMS |
| Legal Phase | 9 |
| Legal Lot Number | 22 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 1706 |
548 Finley St, a townhouse, is owned and occupied by two individuals who bought it in March 2020.
Source: Durham County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 548 FINLEY ST, DURHAM, NC 27705-6151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2020 · Amount on File |
| Deed Sale | Mar 27, 2020 · Amount on File |
| Prior Sale | Oct 31, 2014 · Amount on File |
| Deed Document Number | 202010411 |
| Deed Book / Page | 8899 / 746 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Mar 27, 2020 |
| Property Address | 548 FINLEY ST, DURHAM, NC 27705-6151 |
| Document Number | 0088990746 |
| Book / Page | 8899 / 746 |
| Map Reference | MB 109 PG 112 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 2020010411 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3623 HOPE VALLEY RD, DURHAM, NC 27707-5126 |
| Document Number | 2020010412 |
|---|---|
| Date | Mar 27, 2020 |
| Instrument | 2020010412 |
| Name | CORPORATE INVESTORS MORTGAGE GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2026 property tax bill for 548 Finley St was $2,359, up 2.5% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,359.00 (+2.52%) | $232,212 (-) Land $65,000 Building $167,212 | $232,212 (-) Land $65,000 Building $167,212 |
| 2025 | $2,301.00 | $232,212 Land $65,000 Building $167,212 | $232,212 Land $65,000 Building $167,212 |
| 2023 | $1,471.00 (+2.37%) | $112,330 Land $25,000 Building $87,330 | $112,330 Land $25,000 Building $87,330 |
| 2022 | $1,437.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 548 Finley St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (1981–1984) |
| Most Recent Claim | Sep 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 548 Finley St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Google Fiber, Hotwire Communications.
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