534 Finley St, Durham, NC 27705 Property Records

Durham County property record for 534 Finley St, Durham, NC 27705

Property Summary

Property Type	Townhouse
Details	3 bd · 3.5 ba · 1,088 sqft · built 1984
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$542 (Feb 2022)
Tax Bill	$2,848 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0812-17-4745`

Property Details

APN / Parcel Number

Primary APN	`0812-17-4745`
Alternative APNs	`0812-17-47-4545` `081201174745` `174551`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,088 sqft Heated Area
1st Floor Area	1,088 sqft
Basement Area	496 sqft
Unfinished Basement	496 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Construction Type	Wood
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	534 FINLEY ST
City	DURHAM
State	NC
Zip	27705-6151
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RS-M
Legal Description	WALDEN POND TWNHMS/PH:09/ LT#15 TYPE-34/BY/FY/GN PL:000109-000112
Legal Subdivision	WALDEN POND TWNHMS
Legal Phase	9
Legal Lot Number	15
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	1
Census Block	1007
Census Tract	1706

Owner

534 Finley St, a townhouse, is owned and occupied by an individual who bought it in February 2022.

Source: Durham County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	534 FINLEY ST, DURHAM, NC 27705-6151
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Special Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Oct 29, 2021	Warranty Deed, Transfer ZILLOW CLOSING SERVICES LLC
Nov 15, 2017	Special Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2022 · Amount on File
Deed Sale	Feb 9, 2022 · Amount on File
Prior Sale	Oct 29, 2021 · Amount on File
Deed Document Number	20225821
Deed Book / Page	9611 / 96
Prior Transfer Date	Jul 18, 2017
Prior Transfer Doc	0082340212
Record Updated	Oct 29, 2026

February 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Feb 9, 2022
Property Address	534 FINLEY ST, DURHAM, NC 27705-6151
Document Number	0096110096
Book / Page	9611 / 96
Map Reference	MB 109 PG 112
Instrument Date	Feb 9, 2022
Instrument	2022005821
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	ZILLOW CLOSING SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$542.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1301 2ND AVE # AVE31, 1301, SEATTLE, WA 98101-3800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 FINLEY ST, DURHAM, NC 27705-6151

Mortgage

Document Number	2022005822
Date	Feb 9, 2022
Instrument	2022005822

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Oct 29, 2021
Property Address	534 FINLEY ST, DURHAM, NC 27705-6151
Document Number	0095120882
Book / Page	9512 / 882
Map Reference	MB 109 PG 112
Instrument Date	Oct 29, 2021
Instrument	2021055465
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	ZILLOW CLOSING SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$483.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	771 GIBSON RD, 771, MEBANE, NC 27302-9131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 2ND AVE FL 31, 31, SEATTLE, WA 98101-0003
Investor	Possibly a Property Investor

November 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Nov 15, 2017
Property Address	534 FINLEY ST, DURHAM, NC 27705-6151
Document Number	0083090309
Book / Page	8309 / 309
Map Reference	MB 109 PG 112
Instrument Date	Nov 14, 2017
Instrument	2017040211
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 PLANO PKWY, 5000, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 FINLEY ST, DURHAM, NC 27705-6151

Mortgage

Document Number	2017040212
Date	Nov 15, 2017
Instrument	2017040212

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

The 2026 property tax bill for 534 Finley St was $2,848, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,848.00 (+2.52%)	$280,321 (-) Land $65,000 Building $215,321	$280,321 (-) Land $65,000 Building $215,321
2025	$2,778.00	$280,321 Land $65,000 Building $215,321	$280,321 Land $65,000 Building $215,321
2023	$1,742.00 (+2.35%)	$133,011 Land $25,000 Building $108,011	$133,011 Land $25,000 Building $108,011
2022	$1,702.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 534 Finley St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1981–1984)
Most Recent Claim	Sep 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 534 Finley St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber, Hotwire Communications.

Nearby Properties on Finley St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures