548 E Palo Verde St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 548 E Palo Verde St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,282 sqft · built 1985
Lot Size	0.994 acres (43,303 sqft)
Owner	Owner Name on Record
Last Sale	$180,000 (Aug 1987)
Tax Bill	$2,717 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`304-23-191`

Property Details

APN / Parcel Number

Primary APN	`304-23-191`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,282 sqft Living Area
1st Floor Area	2,282 sqft

Exterior

Year Built	Built 1985
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	43,303 sqft (0.994 acres)
Parking Spaces	3 Parking Spaces
Pool Area	660 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	548 E PALO VERDE ST
City	GILBERT
State	AZ
Zip	85296-1136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-35
Legal Description	MEADOW PARK MCR 207-20
Legal Range	06E
Legal Township	01S
Legal Section	18
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	MEADOW PARK
Legal Lot Number	6
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2002
Census Tract	422404

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	548 E PALO VERDE ST, GILBERT, AZ 85296-1136
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 9, 2022	Deed of Trust, Mortgage · VA Mortgage BARRETT FINANCIAL GROUP LLC
Oct 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 1987 · Amount on Record
Deed Sale	Aug 7, 1987 · Amount on Record
Prior Sale	Jul 22, 2014
Deed Document Number	0000501918
Deed Book / Page	304
Last Transfer Date	Aug 13, 2014
Transfer Doc	0000532207
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	548 E PALO VERDE ST, GILBERT, AZ 85296-1136
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 E PALO VERDE ST DT, DT, GILBERT, AZ 85296-1136

Mortgage

Document Number	0000606448
Date	Oct 21, 2025
Instrument	20250606448

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 7, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	548 E PALO VERDE ST, GILBERT, AZ 85296-1136
Transaction Type	Mortgage
Record Updated	Mar 16, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 E PALO VERDE ST, GILBERT, AZ 85296-1136

Mortgage

Document Number	0000214715
Date	Mar 9, 2022
Instrument	20220214715

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company
Address	GILBERT, AZ 85295

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	548 E PALO VERDE ST, GILBERT, AZ 85296-1136
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000738570
Date	Oct 1, 2018
Instrument	20180738570

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2033

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,150 (+0.79%)	$691,500 (+0.79%) Land $138,300 Building $553,200
2025	$2,717.00 (+3.15%)
2024		$68,610	$686,100 Land $137,200 Building $548,900
2023	$2,634.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	1,244.6 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber.

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