540 E Palo Verde St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 540 E Palo Verde St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,385 sqft · built 1986
Lot Size	0.993 acres (43,259 sqft)
Owner	Company Name on Record
Last Sale	$795,000 (Aug 2020)
Tax Bill	$3,508 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Nov 2022 Transfer + 5 more
Flood Zone	Zone AH (high risk)
APN	`304-23-192`

Property Details

APN / Parcel Number

Primary APN	`304-23-192`
Alternative APN	`304231922`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,385 sqft Living Area
Gross Area	3,610 sqft
1st Floor Area	3,385 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	43,259 sqft (0.993 acres)
Parking Spaces	2 Parking Spaces
Pool Area	500 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	540 E PALO VERDE ST
City	GILBERT
State	AZ
Zip	85296-1136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-35
Legal Description	MEADOW PARK MCR 207-20
Legal Range	6E
Legal Township	1S
Legal Section	18
Legal Subdivision	MEADOW PARK
Legal Lot Number	7
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2002
Census Tract	422404

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	540 E PALO VERDE ST, GILBERT, AZ 85296-1136
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Nov 7, 2022	Intrafamily Transfer, Transfer
Aug 5, 2020	Deed of Trust, Mortgage · Line of Credit CONNEXUS CU
Aug 5, 2020	Quit Claim Deed, Transfer DRIGGS TITLE AGENCY
Aug 5, 2020	Warranty Deed, Transfer DRIGGS TITLE AGENCY INC
Aug 28, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 28, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2020 · Amount on Record
Deed Sale	Aug 5, 2020 · Amount on Record
Deed Document Number	2020710042
Last Transfer Date	Nov 7, 2022
Transfer Doc	0000823286
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	540 E PALO VERDE ST, GILBERT, AZ 85296-1136
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001065908
Date	Nov 3, 2020
Instrument	20201065908

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Nov 7, 2022
Property Address	540 E PALO VERDE ST, GILBERT, AZ 85296-1136
Document Number	0000823286
Map Reference	MB 207 PG 20
Instrument Date	Nov 4, 2022
Instrument	20220823286
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	540 E PALO VERDE ST, GILBERT, AZ 85296-1136

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	540 E PALO VERDE ST, GILBERT, AZ 85296-1136
Document Number	0000710045
Instrument Date	Aug 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1345 N ROSEMONT MESA AZ 852054229, MESA, AZ 85205-4229

Mortgage

Document Number	0000710045
Date	Aug 5, 2020
Instrument	710045

Lender

Name	CONNEXUS CU
Type	Credit Union
Address	WAUSAU, WI 54402-8026

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2050

Interest

Rate Type	Adjustable Rate

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 5, 2020
Property Address	540 E PALO VERDE ST, GILBERT, AZ 85296-1136
Document Number	0000710043
Instrument Date	Aug 5, 2020
Instrument	710043
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	DRIGGS TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	540 E PALO VERDE ST GILBERT AZ 852961136, GILBERT, AZ 85296-1136

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 5, 2020
Property Address	540 E PALO VERDE ST, GILBERT, AZ 85296-1136
Document Number	0000710042
Map Reference	MB 207 PG 20
Instrument Date	Aug 3, 2020
Instrument	20200710042
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	DRIGGS TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3750 E APPALOOSA RD, 3750, GILBERT, AZ 85296-0663

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 E PALO VERDE ST, GILBERT, AZ 85296-1136

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 28, 2018
Property Address	540 E PALO VERDE ST, GILBERT, AZ 85296-1136
Document Number	0000651092
Instrument Date	Aug 27, 2018
Instrument	651092
Transaction Type	Transfer
Record Updated	Sep 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	540 E PALO VERDE ST GILBERT AZ 852961136, GILBERT, AZ 85296-1136

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 28, 2018
Property Address	540 E PALO VERDE ST, GILBERT, AZ 85296-1136
Document Number	0000651093
Instrument Date	Aug 27, 2018
Instrument	651093
Transaction Type	Transfer
Record Updated	Sep 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	540 E PALO VERDE ST GILBERT AZ 852961136, GILBERT, AZ 85296-1136

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,110 (+72.63%)	$781,100 (+6.2%) Land $156,200 Building $624,900
2025	$3,508.00 (+3.88%)	$45,247 (-42.24%)	$735,500 (-6.1%) Land $147,100 Building $588,400
2024		$78,330	$783,300 Land $156,600 Building $626,700
2023	$3,377.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	1,244.6 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber.

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