548 E Front St, Heber Springs, AR 72543 Property Records

Cleburne County property record for 548 E Front St, Heber Springs, AR 72543

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,488 sqft · built 1966
Lot Size	1.64 acres (71,438 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Apr 2018)
Tax Bill	$1,178 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`300-02938-000`

Property Details

APN / Parcel Number

Primary APN	`300-02938-000`
Alternative APN	`29311`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,488 sqft Living Area
1st Floor Area	2,488 sqft
Flooring	Carpet

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Other
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	71,438 sqft (1.64 acres)
Driveway	Asphalt Driveway
Driveway Area	1,440 sqft

Exterior Amenities

Deck Area	165 sqft
Patio Area	216 sqft
Lean-To	96 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	548 E FRONT ST
City	HEBER SPRINGS
State	AR
Zip	72543-2616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW NW
Legal Range	10
Legal Township	10
Legal Section	13
Legal Subdivision	HEBER SPRINGS
Jurisdiction	CLEBURNE AR
Township / Civil Division	HEBER
Census Block Group	1
Census Block	1007
Census Tract	480301

Owner

548 E Front St is owned by an individual who bought it in April 2018.

Source: Cleburne County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	708 W PINE ST, HEBER SPRINGS, AR 72543-2425
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST SECURITY BANK
Sep 28, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST SECURITY BANK
Apr 6, 2018	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2018 · Amount on File
Deed Sale	Apr 6, 2018 · Amount on File
Prior Sale	Mar 18, 2004
Deed Document Number	20181772
Transfer Doc	0309757763
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEBURNE AR
Property Address	548 E FRONT ST, HEBER SPRINGS, AR 72543-2616
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 W PINE ST, HEBER SPRINGS, AR 72543-2425
Investor	Possibly a Property Investor

Mortgage

Document Number	0202107437
Date	Sep 30, 2021
Instrument	202107437

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	HEBER SPRINGS, AR 72543

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	13 Months
Due	Sep 30, 2022

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEBURNE AR
Property Address	548 E FRONT ST, HEBER SPRINGS, AR 72543-2616
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 HIGHWAY 330 S, SHIRLEY, AR 72153-8826
Investor	Possibly a Property Investor

Mortgage

Document Number	0202006014
Date	Sep 28, 2020
Instrument	202006014

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	HEBER SPRINGS, AR 72543

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 25, 2021

April 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLEBURNE AR
Recording Date	Apr 6, 2018
Property Address	548 E FRONT ST, HEBER SPRINGS, AR 72543-2616
Document Number	0201801772
Instrument Date	Apr 5, 2018
Instrument	201801772
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Amount	Amount on Record
Tax	$181.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1030, HEBER SPRINGS, AR 72543-1030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 E FRONT ST, HEBER SPRINGS, AR 72543-2616
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 548 E Front St was $1,178, up 4.6% from the year before.

Source: Cleburne County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Cleburne County
Municipality	Heber Springs City
Unified School District	Heber Springs School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,178.00 (+4.62%)	$27,402 (-) Land $3,936 Building $23,466	$137,010 (-) Land $19,680 Building $117,330
2025	$1,126.00	$27,402 Land $3,936 Building $23,466	$137,010 Land $19,680 Building $117,330
2023	$970.00	$23,806 Land $6,560 Building $17,246	$119,030 Land $32,800 Building $86,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 548 E Front St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 16, 2006

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 548 E Front St is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Arkansas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEBER SPRINGS WATER SYSTEM serves 14,015 people · EPA ID AR0000104
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
Horton's TV & Electronics Fixed Wireless	100 / 50

May also be available: Verizon.

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