437 E Front St, Heber Springs, AR 72543 Property Records

Cleburne County property record for 437 E Front St, Heber Springs, AR 72543

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,072 sqft · built 2004
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Apr 2018)
Tax Bill	$558 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`300-01793-010`

Property Details

APN / Parcel Number

Primary APN	`300-01793-010`
Alternative APN	`35683`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,072 sqft Living Area
1st Floor Area	1,072 sqft
Flooring	Carpet

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Other
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Mixed
Garage Area	864 sqft
Driveway	Concrete Driveway
Driveway Area	612 sqft
Porch	Slab
Porch Area	288 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	437 E FRONT ST
City	HEBER SPRINGS
State	AR
Zip	72543-2615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1, 2
Legal Range	10
Legal Township	10
Legal Section	14
Legal Subdivision	NORTH ADDITION
Legal Block	116
Legal Lot Number	1,2
Jurisdiction	CLEBURNE AR
Township / Civil Division	HEBER
Census Block Group	1
Census Block	1003
Census Tract	480302

Owner

437 E Front St is owned and occupied by two individuals who bought it in April 2018.

Source: Cleburne County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	437 E FRONT ST, HEBER SPRINGS, AR 72543-2615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 3, 2018	Warranty Deed, Transfer · FHA Mortgage EAGLE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2018 · Amount on File
Deed Sale	Apr 3, 2018 · Amount on File
Prior Sale	Jun 13, 2014 · Amount on File
Deed Document Number	20181701
Prior Transfer Date	Jul 22, 2014
Prior Transfer Doc	0000004190
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEBURNE AR
Property Address	437 E FRONT ST, HEBER SPRINGS, AR 72543-2615
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202102962
Date	Apr 26, 2021
Instrument	202102962

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	326 Months
Due	Jun 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEBURNE AR
Recording Date	Apr 3, 2018
Property Address	437 E FRONT ST, HEBER SPRINGS, AR 72543-2615
Document Number	0201801701
Instrument Date	Apr 2, 2018
Instrument	201801701
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	GENERAL LAND AND TITLE SERVICES, GENERAL LAND & TITLE SERVICE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	437 E FRONT ST, HEBER SPRINGS, AR 72543-2615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4299 WILBURN RD, HEBER SPRINGS, AR 72543-8919

Mortgage

Document Number	0201801702
Date	Apr 3, 2018
Instrument	201801702

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 437 E Front St was $558 with a homeowner's exemption, down 3.3% from the year before.

Source: Cleburne County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Cleburne County
Municipality	Heber Springs City
Unified School District	Heber Springs School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$558.00 (-3.29%) Homeowner's exemption	$34,214 (-) Land $1,600 Building $32,614	$171,070 (-) Land $8,000 Building $163,070
2025	$577.00 Homeowner's exemption	$34,214 Land $1,600 Building $32,614	$171,070 Land $8,000 Building $163,070
2023	$648.00 Homeowner's exemption	$27,533 Land $3,200 Building $24,333	$137,665 Land $16,000 Building $121,665

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 437 E Front St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective February 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 437 E Front St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 65% of Arkansas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEBER SPRINGS WATER SYSTEM serves 14,015 people · EPA ID AR0000104
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Horton's TV & Electronics Fixed Wireless	100 / 50

May also be available: Verizon.

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