548 E 4th St, Newport, KY 41071 Property Records

Campbell County property record for 548 E 4th St, Newport, KY 41071

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,785 sqft · built 1897
Lot Size	0.077 acres (3,360 sqft)
Owner	2 Individual Names on File
Last Sale	$78,000 (Jun 2016)
Tax Bill	$1,202 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999-99-03-590.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-03-590.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	2,785 sqft Living Area

Exterior

Year Built	Built 1897
Exterior Material	Combination
Roof Material	Slate
Lot Area	3,360 sqft (0.077 acres)
Lot Dimensions	112 ft deep x 30 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999903590.00
Street Address	548 E 4TH ST
City	NEWPORT
State	KY
Zip	41071-1735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 243 MANSION HILL 30X112
Legal Subdivision	MANSION HILL ADDITION
Legal Lot Number	243
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2026
Census Tract	53200

Owner

Source: Campbell County records · APN 999-99-03-590.00

Assessment roll updated April 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	548 E 4TH ST, NEWPORT, KY 41071-1735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 28, 2016 · Amount on Record
Deed Sale	Jun 28, 2016 · Amount on Record
Deed Document Number	5040426
Deed Book / Page	D777 / 381
Record Updated	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	548 E 4TH ST, NEWPORT, KY 41071-1735
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005121064
Date	Nov 17, 2020
Book Page	M2253/892
Instrument	5121064

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Campbell County records · Assessment roll updated April 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Newport City
Unified School District	Newport Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,202.00 (+84.92%) Homeowner's exemption	$375,000 (+77.64%) Land $50,000 Building $325,000	$375,000 (+77.64%) Land $50,000 Building $325,000
2023	$650.00 (-5.8%) Homeowner's exemption	$211,100 (-) Land $6,700 Building $204,400	$211,100 (-) Land $6,700 Building $204,400
2022	$690.00 Homeowner's exemption	$211,100 Land $6,700 Building $204,400	$211,100 Land $6,700 Building $204,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 24, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	68 units insured incl. 63 condo units

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Mansion Hill Historic District listed 1980 · 338 contributing resources · NRIS 80001493

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 236 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.