538 E 4th St, Newport, KY 41071 Property Records

Campbell County property record for 538 E 4th St, Newport, KY 41071

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,859 sqft · built 1893
Lot Size0.079 acres (3,475 sqft)
OwnerIndividual Name on Record
Last Sale$659,900 (Jul 2024)
Tax Bill$2,435 (2025)
Deeds & MortgagesNov 2019 Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN999-99-01-697.00

Property Details

APN / Parcel Number

Primary APN999-99-01-697.00

Interior

Full Baths2 Baths
Stories3 Stories
Building Area2,859 sqft Living Area
Fireplaces3 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1893
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area3,475 sqft (0.079 acres)
Lot Dimensions115 ft deep x 30 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number9999901697.00
Street Address538 E 4TH ST
CityNEWPORT
StateKY
Zip41071-1735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 241 MANSION HILL ADDN 30 X 115.85
Legal SubdivisionMANSION HILL ADDITION
Legal Lot Number241
JurisdictionCAMPBELL KY
Township / Civil DivisionNEWPORT-FORT THOMAS
Census Block Group2
Census Block2026
Census Tract53200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Mansion Hill Historic District
listed 1980 · 338 contributing resources · NRIS 80001493

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address538 E 4TH ST, NEWPORT, KY 41071-1735
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2019Deed of Trust, Mortgage · VA Mortgage
USAA
Nov 26, 2018Warranty Deed, Transfer · Conventional Mortgage
USAA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2024 · Amount on Record
Deed SaleJul 19, 2024 · Amount on Record
Prior SaleNov 26, 2018 · Amount on Record
Deed Document Number0000863308
Deed Book / Page863 / 308
Record UpdatedJun 8, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address538 E 4TH ST, NEWPORT, KY 41071-1735
Document Number0005104049
Instrument DateNov 26, 2019
Transaction TypeMortgage
Record UpdatedFeb 18, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address538 E 4TH ST NEWPORT KY 410711735, NEWPORT, KY 41071-1735

Mortgage

Document Number0005104049
DateJan 24, 2020
Book Page002206/000694
Instrument5104049
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 23, 2050

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAMPBELL KY
Recording DateNov 26, 2018
Property Address538 E 4TH ST, NEWPORT, KY 41071-1735
Document Number0005083886
Book / Page000799 / 000331
Instrument DateNov 20, 2018
Instrument5083886
Transaction TypeTransfer
Record UpdatedDec 12, 2018
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address538 E 4TH ST NEWPORT KY 410711735, NEWPORT, KY 41071-1735

Mortgage

Document Number5083887
DateNov 26, 2018
Book Page002164/000840
Instrument5083887
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 25, 2048

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyCampbell County
MunicipalityNewport City
Unified School DistrictNewport Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,435.00 (+54.11%)$659,900 (+64.98%) Land $50,000 Building $609,900$659,900 (+64.98%) Land $50,000 Building $609,900
2023$1,580.00 (-2.47%)$400,000 (-) Land $7,000 Building $393,000$400,000 (-) Land $7,000 Building $393,000
2022$1,620.00$400,000 Land $7,000 Building $393,000$400,000 Land $7,000 Building $393,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies68 units insured
incl. 63 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on E 4th St

Nearby Streets

Search Property Records by Address or Parcel Number