548 Dempsey Pl, Geneva, IL 60134 Property Records

Kane County property record for 548 Dempsey Pl, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,475 sqft · built 1990
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Jun 2018)
Tax Bill	$12,074 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-04-130-002`

Property Details

APN / Parcel Number

Primary APN	`12-04-130-002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,475 sqft Living Area
Gross Area	3,555 sqft
Basement Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	10,000 sqft (0.23 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	548 DEMPSEY PL
City	GENEVA
State	IL
Zip	60134-1094
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLACKBERRY SUB. UNIT NO. 4 - LOT 30
Legal Subdivision	BLACKBERRY SUB
Legal Block	1
Legal Lot Number	30
Legal Unit	4
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	1
Census Block	1000
Census Tract	852607

Owner

548 Dempsey Pl is owned and occupied by an individual who bought it in June 2018.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	548 DEMPSEY PL, GENEVA, IL 60134-1094
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Nov 20, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Aug 9, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 1, 2018	Warranty Deed, Transfer · VA Mortgage PEOPLES HM EQUITY
May 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2018 · Amount on File
Deed Sale	Jun 1, 2018 · Amount on File
Prior Sale	Nov 18, 2008
Deed Document Number	201825516
Prior Transfer Date	Feb 27, 2017
Prior Transfer Doc	0000023040
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	548 DEMPSEY PL, GENEVA, IL 60134-1094
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 DEMPSEY PL, GENEVA, IL 60134-1094

Mortgage

Document Number	0000044653
Date	Sep 7, 2022
Instrument	2022K044653

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	CHICAGO, IL 60631

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	0 Months
Due	Sep 27, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	548 DEMPSEY PL, GENEVA, IL 60134-1094
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	NOVAS TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071721
Date	Nov 20, 2020
Instrument	2020K071721

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	548 DEMPSEY PL, GENEVA, IL 60134-1094
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060655
Date	Aug 9, 2021
Instrument	2021K060655

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate	2.25%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 1, 2018
Property Address	548 DEMPSEY PL, GENEVA, IL 60134-1094
Document Number	0000025516
Instrument Date	May 15, 2018
Instrument	25516
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	HOME CLOSING SERVICES INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2667 BLACKMAN RD GENEVA IL 601343567, GENEVA, IL 60134-3567

Mortgage

Document Number	25517
Date	Jun 1, 2018
Instrument	25517

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 31, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	May 17, 2018
Property Address	548 DEMPSEY PL, GENEVA, IL 60134-1094
Document Number	0000023040
Instrument Date	Feb 27, 2017
Instrument	23040
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 DEMPSEY PL GENEVA IL 601341094, GENEVA, IL 60134-1094

Tax Assessment & Valuation

The 2025 property tax bill for 548 Dempsey Pl was $12,074 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,074.00 Homeowner's exemption	$172,889 (+8.5%) Land $41,182 Building $131,707	$518,875 (+8.5%) Land $123,595 Building $395,279
2024		$159,345 Land $37,956 Building $121,389	$478,226 Land $113,914 Building $364,313
2022	$10,777.00 (+3.03%) Homeowner's exemption	$134,602 (+3.86%) Land $32,062 Building $102,540	$403,806 (+3.86%) Land $96,186 Building $307,620
2021	$10,460.00 Homeowner's exemption	$129,599 Land $30,870 Building $98,729	$388,797 Land $92,610 Building $296,187

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 548 Dempsey Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 548 Dempsey Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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