541 Dempsey Pl, Geneva, IL 60134 Property Records

Kane County property record for 541 Dempsey Pl, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,004 sqft · built 1992
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Feb 2022)
Tax Bill	$9,878 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-04-131-006`

Property Details

APN / Parcel Number

Primary APN	`12-04-131-006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,004 sqft Living Area
Gross Area	2,795 sqft
Basement Area	791 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	9,148 sqft (0.21 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	541 DEMPSEY PL
City	GENEVA
State	IL
Zip	60134-1095
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 47 BLACKBERRY SUB UNIT # 4
Legal Subdivision	BLACKBERRY SUBD
Legal Block	1
Legal Lot Number	47
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	1
Census Block	1001
Census Tract	852607

Owner

541 Dempsey Pl is owned and occupied by two individuals who bought it in February 2022.

Source: Kane County records, as of October 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	541 DEMPSEY PL, GENEVA, IL 60134-1095
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Oct 11, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Oct 21, 2022	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Feb 1, 2022	Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP
Feb 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2022 · Amount on File
Deed Sale	Feb 1, 2022 · Amount on File
Prior Sale	Oct 28, 2015 · Amount on File
Deed Document Number	20226289
Prior Transfer Date	Jul 28, 2012
Prior Transfer Doc	0000053063
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Sep 30, 2026
Property Address	541 DEMPSEY PL, GENEVA, IL 60134-1095
Document Number	0000042351
Instrument Date	Sep 18, 2026
Instrument	202642351
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 DEMPSEY PL, GENEVA, IL 60134-1095

Mortgage

Document Number	0000042351,
Date	Sep 30, 2026
Instrument	202642351

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	304 Months
Due	Jan 1, 2052

Interest

Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	541 DEMPSEY PL, GENEVA, IL 60134-1095
Transaction Type	Mortgage
Record Updated	Oct 19, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 DEMPSEY PL, GENEVA, IL 60134-1095

Mortgage

Document Number	0000035626
Date	Oct 11, 2023
Instrument	2023K035626

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Jan 1, 2052

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	541 DEMPSEY PL, GENEVA, IL 60134-1095
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 DEMPSEY PL, GENEVA, IL 60134-1095

Mortgage

Document Number	0000051697
Date	Oct 21, 2022
Instrument	2022K051697

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 1, 2022
Property Address	541 DEMPSEY PL, GENEVA, IL 60134-1095
Document Number	0000006289
Instrument Date	Dec 22, 2021
Instrument	2022K006289
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	541 DEMPSEY PL, GENEVA, IL 60134-1095

Mortgage

Document Number	0000006290
Date	Feb 1, 2022
Instrument	2022K006290

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.25%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	541 DEMPSEY PL, GENEVA, IL 60134-1095
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008080
Date	Feb 13, 2020
Instrument	2020K008080

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

The 2025 property tax bill for 541 Dempsey Pl was $9,878 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,878.00 Homeowner's exemption	$142,903 (+8.5%) Land $37,063 Building $105,840	$428,881 (+8.5%) Land $111,233 Building $317,647
2024		$131,707 Land $34,159 Building $97,548	$395,279 Land $102,518 Building $292,761
2022	$8,820.00 (+3.07%) Homeowner's exemption	$111,256 (+3.86%) Land $28,855 Building $82,401	$333,768 (+3.86%) Land $86,565 Building $247,203
2021	$8,557.00 Homeowner's exemption	$107,122 Land $27,783 Building $79,339	$321,366 Land $83,349 Building $238,017

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 541 Dempsey Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 541 Dempsey Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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