Ravalli County property record for 548 Cole Ave, Darby, MT 59829
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,320 sqft · built 1977 |
| Lot Size | 5.08 acres (221,285 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $524,500 (May 2023) |
| Tax Bill | $1,548 (2026) |
| Deeds & Mortgages | May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R1348326 |
| Primary APN | R1348326 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 221,285 sqft (5.08 acres) |
| Terrain | Wooded |
| Garage Type | Detached |
| Garage Area | 884 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 278 sqft |
| Lean-To | 200 sqft |
| Pole Barn | 280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0001145900 |
|---|---|
| Street Address | 548 COLE AVE |
| City | DARBY |
| State | MT |
| Zip | 59829-8903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S10, T03 N, R21 W, ACRES 5.08, IN S1/2SESW INDEX 16 CS#4952-SO PARCEL B |
| Legal Range | 21W |
| Legal Township | 03N |
| Legal Section | 10 |
| Jurisdiction | RAVALLI MT |
| Township / Civil Division | DARBY |
| Census Block Group | 1 |
| Census Block | 1125 |
| Census Tract | 700 |
Source: Ravalli County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 291, DARBY, MT 59829-0291 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2023 · Amount on Record |
| Deed Sale | May 31, 2023 · Amount on Record |
| Prior Sale | Jan 11, 2016 · Amount on Record |
| Deed Document Number | 2023787169 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAVALLI MT |
| Recording Date | May 31, 2023 |
| Property Address | 548 COLE AVE, DARBY, MT 59829-8903 |
| Document Number | 0000787169 |
| Instrument Date | May 26, 2023 |
| Instrument | 787169 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 548 COLE AVE, DARBY, MT 59829-8903 |
| Document Number | 0000787170 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 787170 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
Source: Ravalli County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Ravalli County |
| Unified School District | Darby K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,548.00 (+5.23%) | $502,000 (-) | |
| 2025 | $1,471.00 (+30.29%) | $502,000 (+144.37%) | $502,000 (+144.37%) Land $267,740 Building $234,260 |
| 2023 | $1,129.00 | $205,423 | $205,423 Land $4,063 Building $201,360 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (1997–2021) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Feb 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 93% of the US · above 94% of Montana |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blackfoot Telephone Cooperative Fiber | 1,000 / 500 |
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