Ravalli County property record for 491 Cole Ave, Darby, MT 59829
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,368 sqft · built 1971 |
| Lot Size | 6.77 acres (294,901 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $239,400 (Apr 2021) |
| Tax Bill | $868 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R1347430 |
| Primary APN | R1347430 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,368 sqft Living Area |
| 1st Floor Area | 1,368 sqft |
| Basement Area | 1,368 sqft |
| Finished Basement | 1,368 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 294,901 sqft (6.77 acres) |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 462 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0001114200 |
|---|---|
| Street Address | 491 COLE AVE |
| City | DARBY |
| State | MT |
| Zip | 59829-9548 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | S10, T03 N, R21 W, ACRES 6.77, IN NWSE INDEX 51 CS #706985-CT PARCEL B-2 |
| Legal Range | 21W |
| Legal Township | 03N |
| Legal Section | 10 |
| Legal Subdivision | CERTIFICATE SURV 706985-CT |
| Jurisdiction | RAVALLI MT |
| Township / Civil Division | DARBY |
| Census Block Group | 1 |
| Census Block | 1125 |
| Census Tract | 700 |
491 Cole Ave, a mobile home, is owned by two individuals who bought it in April 2021.
Source: Ravalli County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1240, DARBY, MT 59829-1240 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2021 · Amount on File |
| Deed Sale | Apr 22, 2021 · Amount on File |
| Prior Sale | Apr 22, 2021 · Amount on File |
| Deed Document Number | 2021759691 |
| Prior Transfer Date | Mar 24, 2017 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 491 Cole Ave was $868, up 10.6% from the year before.
Source: Ravalli County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Ravalli County |
| Unified School District | Darby K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $868.00 (+10.57%) | $292,720 (-) | |
| 2025 | $785.00 | $292,720 | $292,720 Land $208,560 Building $84,160 |
| 2023 | $1,328.00 | $244,452 | $244,452 Land $148,092 Building $96,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 491 Cole Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (1997–2021) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Feb 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 491 Cole Ave is very high, ranking above 91% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 92% of Montana |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blackfoot Telephone Cooperative Fiber | 1,000 / 500 |
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