548 Cliff St, Morristown, TN 37814 Property Records

Hamblen County property record for 548 Cliff St, Morristown, TN 37814

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,773 sqft · built 2023
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$334,900 (Jul 2025)
Deeds & Mortgages	Jul 2025 Sale Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032025L A 03600`

Property Details

APN / Parcel Number

Primary APN	`032025L A 03600`
Alternative APN	`025L A 03600`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,773 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.239 acres)
Terrain	Rolling
Garage Type	Finished
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	103 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	548 CLIFF ST
City	MORRISTOWN
State	TN
Zip	37814-5641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:36 DIST:01 CITY/MUNI/TWP:MORRISTOWN SUBD:BLOSSOM SPRINGS SUBDIVISION PHASE 2 MAP REF:025L
Legal Subdivision	BLOSSOM SPRINGS SUBDIVISION PHASE 2
Legal Lot Number	36
Jurisdiction	HAMBLEN TN
Township / Civil Division	7
Census Block Group	4
Census Block	4005
Census Tract	100600

Owner

548 Cliff St is owned and occupied by an individual who bought it in July 2025.

Source: Hamblen County records, as of January 23, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	548 CLIFF ST, MORRISTOWN, TN 37814-5641
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2025	Warranty Deed, Transfer CONCORD TITLE
Jan 31, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2025 · Amount on File
Deed Sale	Jul 1, 2025 · Amount on File
Prior Sale	Jan 31, 2023 · Amount on File
Deed Document Number	25045802
Deed Book / Page	2145 / 297
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMBLEN TN
Recording Date	Jul 1, 2025
Property Address	548 CLIFF ST, MORRISTOWN, TN 37814-5641
Document Number	0002145297
Book / Page	2145 / 297
Map Reference	MB N PG 166
Instrument Date	Jun 27, 2025
Instrument	25045802
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	CONCORD TITLE

Transaction

Amount	Amount on Record
Tax	$1,239.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 CLIFF ST, MORRISTOWN, TN 37814-5641

January 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMBLEN TN
Recording Date	Jan 31, 2023
Property Address	548 CLIFF ST, MORRISTOWN, TN 37814-5641
Document Number	0002017348
Book / Page	2017 / 348
Map Reference	MB 1982 PG 425
Instrument Date	Jan 30, 2023
Instrument	23024076
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,147.43
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 CLIFF ST, MORRISTOWN, TN 37814-5641

Mortgage

Document Number	0023024077
Date	Jan 31, 2023
Instrument	23024077

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Hamblen County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamblen County
Municipality	Morristown City
Unified School District	Hamblen County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$75,850 Land $10,175 Building $65,675	$303,400 Land $40,700 Building $262,700
2023	$310,115
		$310,115

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 548 Cliff St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 548 Cliff St is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 61% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RUSSELLVILLE WHITESBURG U.D. serves 20,197 people · EPA ID TN0000598
Water Source	Purchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State Inspection	Jun 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
MUSFiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Trilight.

Cell Coverage

5G (outdoors only) and 4G LTE

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