542 Cliff St, Morristown, TN 37814 Property Records

Hamblen County property record for 542 Cliff St, Morristown, TN 37814

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,768 sqft · built 2023
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$349,777 (Jun 2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`025L-A-033.00`

Property Details

APN / Parcel Number

Primary APN	`025L-A-033.00`
Alternative APN	`032025L A 03300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,768 sqft Living Area
Gross Area	2,188 sqft
1st Floor Area	1,768 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Custom Design
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	176 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	032025L A 03300
Street Address	542 CLIFF ST
City	MORRISTOWN
State	TN
Zip	37814-5641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	BLOSSOM SPRINGS SUBDIVISION PHASE 2 PB: N PG: 166 LOT: 33 50.00 X 175.81
Legal Subdivision	BLOSSOM SPRINGS SUBDIVISION PHASE 2
Legal Lot Number	33
Jurisdiction	HAMBLEN TN
Township / Civil Division	7
Census Block Group	4
Census Block	4005
Census Tract	100600

Owner

542 Cliff St is owned and occupied by two individuals who bought it in June 2026.

Source: Hamblen County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	542 CLIFF ST, MORRISTOWN, TN 37814-5641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK N A
May 1, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2026 · Amount on File
Deed Sale	Jun 15, 2026 · Amount on File
Prior Sale	May 1, 2023 · Amount on File
Deed Document Number	202655720
Deed Book / Page	2207 / 150
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMBLEN TN
Recording Date	Jun 15, 2026
Property Address	542 CLIFF ST, MORRISTOWN, TN 37814-5641
Document Number	0002207150
Book / Page	2207 / 150
Instrument Date	Jun 12, 2026
Instrument	202655720
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	COLONIAL TITLE GROUP INC, COLONIAL TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130,711.17
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 CLIFF ST, MORRISTOWN, TN 37814-5641

Mortgage

Document Number	0000055721,
Date	Jun 15, 2026
Book Page	2207/153
Instrument	202655721

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMBLEN TN
Recording Date	May 1, 2023
Property Address	542 CLIFF ST, MORRISTOWN, TN 37814-5641
Document Number	0002030475
Book / Page	2030 / 475
Map Reference	MB N PG 166
Instrument Date	Apr 28, 2023
Instrument	23026401
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,109.43
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 CLIFF ST, MORRISTOWN, TN 37814-5641

Mortgage

Document Number	0023026402
Date	May 1, 2023
Instrument	23026402

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Hamblen County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamblen County
Municipality	Morristown City
Unified School District	Hamblen County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$76,750 Land $11,175 Building $65,575	$307,000 Land $44,700 Building $262,300
2023	$299,845
		$299,845

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 542 Cliff St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 542 Cliff St is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 61% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RUSSELLVILLE WHITESBURG U.D. serves 20,197 people · EPA ID TN0000598
Water Source	Purchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State Inspection	Jun 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
MUSFiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Trilight.

Cell Coverage

5G (outdoors only) and 4G LTE

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