548 Apple Orchard Ln, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 548 Apple Orchard Ln, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,535 sqft · built 1953
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$146,900 (Jan 1999)
Tax Bill	$7,894 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`265489 063.11-4-35`

Property Details

APN / Parcel Number

Primary APN	`265489 063.11-4-35`
Alternative APN	`02718138000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,535 sqft Living Area
1st Floor Area	1,535 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	108,900 sqft (2.5 acres)
Lot Dimensions	635 ft deep x 162 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02718138000
Street Address	548 APPLE ORCHARD LN
City	WEBSTER
State	NY
Zip	14580-1249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0053-14-07 APPLE ORCH 2 LA 0115030
Legal Subdivision	APPLE ORCHARD TRACT
Legal Block	4
Legal Lot Number	35.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2000
Census Tract	11203

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	548 APPLE ORCHARD LN, WEBSTER, NY 14580-1249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Deed of Trust, Mortgage · Line of Credit ESL FCU
Mar 16, 2021	Deed of Trust, Mortgage · Line of Credit ESL FCU
Jan 25, 2018	Deed of Trust, Mortgage · Line of Credit ESL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 1999 · Amount on Record
Deed Sale	Jan 27, 1999 · Amount on Record
Deed Book / Page	9116 / 576
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	548 APPLE ORCHARD LN, WEBSTER, NY 14580-1249
Transaction Type	Mortgage
Record Updated	Dec 2, 2022
Title Company	STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001219
Date	Nov 4, 2022
Book Page	30121/371
Instrument	202211041219

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	548 APPLE ORCHARD LN, WEBSTER, NY 14580-1249
Transaction Type	Mortgage
Record Updated	Apr 12, 2021
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000114
Date	Mar 16, 2021
Book Page	29090/114
Instrument	202103160319

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	548 APPLE ORCHARD LN, WEBSTER, NY 14580-1249
Document Number	0000000742
Book / Page	027486 / 000126
Instrument Date	Jan 25, 2018
Transaction Type	Mortgage
Record Updated	Feb 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 APPLE ORCHARD LN WEBSTER NY 145801249, WEBSTER, NY 14580-1249

Mortgage

Document Number	0000000742
Date	Jan 31, 2018
Book Page	027486/000126
Instrument	742

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 30, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,894.00 (+7.96%) Homeowner's exemption
2025	$7,312.00 (+6.93%)	$161,800 (-) Land $45,600 Building $116,200	$337,100 (+20.82%) Land $95,005 Building $242,095
2023		$161,800 (-) Land $45,600 Building $116,200	$279,000 (+10.36%) Land $78,630 Building $200,370
2022		$161,800 Land $45,600 Building $116,200	$252,800 Land $71,246 Building $181,554
2021	$6,838.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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