545 Apple Orchard Ln, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 545 Apple Orchard Ln, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,501 sqft · built 1952
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Apr 2023)
Tax Bill	$6,781 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`265489 063.11-4-38`

Property Details

APN / Parcel Number

Primary APN	`265489 063.11-4-38`
Alternative APNs	`54890631100004038000` `02718074000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,501 sqft Living Area
1st Floor Area	1,501 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	292 ft deep x 88.8 ft wide
Garage Type	Attached
Garage Area	559 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	396 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02718074000
Street Address	545 APPLE ORCHARD LN
City	WEBSTER
State	NY
Zip	14580-1248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0053-14-07 APPLE ORCH 2 L27 0115030
Legal Subdivision	APPLE ORCHARD TRACT
Legal Block	4
Legal Lot Number	38.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2000
Census Tract	11203

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	117 DEERHURST LN, 7, WEBSTER, NY 14580-2727
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Apr 24, 2023	Warranty Deed, Transfer · Conventional Mortgage CNB MORTGAGE CO
Jan 20, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 15, 2020	Court-Ordered Deed, Foreclosure ADVANTAGE FORECLOSURE SERVICES INC, ADVANTAGE FORECLOSURE SVCS INC
Sep 20, 2016	Deed of Trust, Mortgage · FHA Mortgage PLAZA HM MTG
Sep 20, 2016	Deed of Trust, Mortgage · FHA Mortgage PLAZA HM MTG
Sep 20, 2016	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2023 · Amount on Record
Deed Sale	Apr 24, 2023 · Amount on Record
Prior Sale	Apr 15, 2020 · Amount on Record
Deed Document Number	2023285
Deed Book / Page	12805 / 417
Prior Transfer Date	Aug 16, 2022
Prior Transfer Doc	0000000761
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	545 APPLE ORCHARD LN, WEBSTER, NY 14580-1248
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 APPLE ORCHARD LN, WEBSTER, NY 14580-1248

Mortgage

Document Number	202503366650
Date	Dec 18, 2025
Book Page	31217/250
Instrument	202503366650

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Apr 24, 2023
Property Address	545 APPLE ORCHARD LN, WEBSTER, NY 14580-1248
Document Number	0000000285
Book / Page	12805 / 417
Map Reference	LB 115 PG 30
Instrument Date	Apr 4, 2023
Instrument	202304240285
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 E PENN SQ, PHILADELPHIA, PA 19107-3323

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	117 DEERHURST LN APT 7, 7, WEBSTER, NY 14580-2727

Mortgage

Document Number	0000000286
Date	Apr 24, 2023
Book Page	30269/306
Instrument	202304240286

Lender

Name	CNB MORTGAGE CO
Type	Mortgage Company
Address	PITTSFORD, NY 14534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE NY
Recording Date	Jan 20, 2023
Property Address	545 APPLE ORCHARD LN, WEBSTER, NY 14580-1248
Document Number	0000000761
Book / Page	12771 / 678
Map Reference	LB 115 PG 30
Instrument Date	Aug 16, 2022
Instrument	202301200761
Transaction Type	Transfer
Record Updated	Feb 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3043 TOWNSGATE RD # 200, 200, WESTLAKE VILLAGE, CA 91361-3027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 N CLASSEN BLVD STE 3200, 3200, OKLAHOMA CITY, OK 73106-6034

April 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	MONROE NY
Recording Date	Apr 15, 2020
Property Address	545 APPLE ORCHARD LN, WEBSTER, NY 14580-1248
Document Number	0000000175
Book / Page	012331 / 000165
Instrument Date	Mar 9, 2020
Instrument	175
Transaction Type	Foreclosure
Record Updated	Jun 2, 2020
Title Company	ADVANTAGE FORECLOSURE SERVICES INC, ADVANTAGE FORECLOSURE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$452.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3403 TOWNSGATE ROAD UPPR LEVEL WESTLAKE VILLAGE CA 91361, WESTLAKE VILLAGE, CA 91361

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	545 APPLE ORCHARD LN, WEBSTER, NY 14580-1248
Document Number	0000000106
Instrument Date	Sep 20, 2016
Transaction Type	Mortgage
Record Updated	Mar 8, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 APPLE ORCHARD LN WEBSTER NY 145801248, WEBSTER, NY 14580-1248

Mortgage

Document Number	0000000106
Date	Feb 11, 2019
Instrument	106

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	WAKEFIELD, MA 01880

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Feb 10, 2046

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	545 APPLE ORCHARD LN, WEBSTER, NY 14580-1248
Document Number	0000001359
Instrument Date	Sep 20, 2016
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 APPLE ORCHARD LN #ANE WEBSTER NY 145801248, WEBSTER, NY 14580-1248

Mortgage

Document Number	0000001359
Date	Apr 16, 2019
Instrument	1359

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	WAKEFIELD, MA 01880

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Apr 15, 2046

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	545 APPLE ORCHARD LN, WEBSTER, NY 14580-1248
Document Number	0000002156
Instrument Date	Sep 20, 2016
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 APPLE ORCHARD LN WEBSTER NY 145801248, WEBSTER, NY 14580-1248

Mortgage

Document Number	0000002156
Date	Aug 27, 2019
Instrument	2156

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	WAKEFIELD, MA 01880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Aug 26, 2046

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,781.00 (+1.09%)
2025	$6,708.00 (+5.17%)	$138,100 (-) Land $29,400 Building $108,700	$287,700 (+20.83%) Land $61,248 Building $226,452
2023		$138,100 (-) Land $29,400 Building $108,700	$238,100 (+10.33%) Land $50,689 Building $187,411
2022		$138,100 Land $29,400 Building $108,700	$215,800 Land $45,941 Building $169,859
2021	$6,378.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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