548 Albert Hook Rd, La Center, KY 42056 Property Records

Ballard County property record for 548 Albert Hook Rd, La Center, KY 42056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,190 sqft · built 1999
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$137,500 (Sep 2019)
Tax Bill	$1,326 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`47-24-01`

Property Details

APN / Parcel Number

Primary APN	`47-24-01`
Alternative APN	`5240`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,190 sqft Living Area

Exterior

Year Built	Built 1999
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	388 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	548 ALBERT HOOK RD
City	LA CENTER
State	KY
Zip	42056-9580
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	D18 N38307
Jurisdiction	BALLARD KY
Township / Civil Division	LA CENTER
Census Block Group	2
Census Block	2062
Census Tract	950100

Owner

548 Albert Hook Rd is owned and occupied by an individual who bought it in September 2019.

Source: Ballard County records, as of November 12, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	548 ALBERT HOOK RD, LA CENTER, KY 42056-9580
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Sep 9, 2019	Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Jul 18, 2017	Warranty Deed, Transfer · Conventional Mortgage ACOPIA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2019 · Amount on File
Deed Sale	Sep 9, 2019 · Amount on File
Prior Sale	Jul 18, 2017 · Amount on File
Deed Document Number	267159
Deed Book / Page	120 / 373
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALLARD KY
Property Address	548 ALBERT HOOK RD, LA CENTER, KY 42056-9580
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 ALBERT HOOK RD, LA CENTER, KY 42056-9580

Mortgage

Document Number	116/412
Date	Jun 23, 2021
Book Page	116/412
Instrument	522620

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BALLARD KY
Recording Date	Sep 9, 2019
Property Address	548 ALBERT HOOK RD, LA CENTER, KY 42056-9580
Document Number	120/373
Book / Page	120 / 373
Instrument Date	Sep 6, 2019
Instrument	267159
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$137.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3564 HAZLEWOOD RD, 3564, LA CENTER, KY 42056-9417

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	548 ALBERT HOOK RD, LA CENTER, KY 42056-9580

Mortgage

Document Number	267160
Date	Sep 9, 2019
Instrument	267160

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALLARD KY
Recording Date	Jul 18, 2017
Property Address	548 ALBERT HOOK RD, LA CENTER, KY 42056-9580
Document Number	114/166
Book / Page	114 / 166
Instrument Date	Jul 14, 2017
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4300 OSCAR RD, 4300, BARLOW, KY 42024-9642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 ALBERT HOOK RD, LA CENTER, KY 42056-9580

Mortgage

Document Number	091176
Date	Jul 18, 2017
Instrument	091/176

Lender

Name	ACOPIA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 548 Albert Hook Rd was $1,326 with an additional exemption.

Source: Ballard County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Ballard County
Unified School District	Ballard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,326.00 Additional exemption filed	$180,000	$180,000
2023	$1,854.00 Additional exemption filed	$180,000	$180,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 548 Albert Hook Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 548 Albert Hook Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ballard Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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