Ballard County property record for 992 Albert Hook Rd, La Center, KY 42056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,508 sqft · built 1995 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $138,000 (May 2014) |
| Tax Bill | $1,620 (2025) |
| Deeds & Mortgages | Nov 2020 Line of Credit Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-20-03 |
| Primary APN | 47-20-03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 138 sqft |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 992 ALBERT HOOK RD |
|---|---|
| City | LA CENTER |
| State | KY |
| Zip | 42056-9576 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | BALLARD KY |
| Township / Civil Division | LA CENTER |
| Census Block Group | 2 |
| Census Block | 2062 |
| Census Tract | 950100 |
992 Albert Hook Rd is owned and occupied by an individual who bought it in May 2014.
Source: Ballard County records, as of November 12, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 992 ALBERT HOOK RD, LA CENTER, KY 42056-9576 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2020 | Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK |
| Jul 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2014 · Amount on File |
| Deed Sale | May 21, 2014 · Amount on File |
| Prior Sale | May 13, 2006 · Amount on File |
| Deed Document Number | 237082 |
| Deed Book / Page | DEED 103 / 342 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALLARD KY |
| Property Address | 992 ALBERT HOOK RD, LA CENTER, KY 42056-9576 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 992 ALBERT HOOK RD, LA CENTER, KY 42056-9576 |
| Document Number | 111/115 |
|---|---|
| Date | Nov 9, 2020 |
| Book Page | 111/115 |
| Instrument | 521537 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | METROPOLIS, IL 62960 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 177 Months |
| Due | Aug 18, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALLARD KY |
| Property Address | 992 ALBERT HOOK RD, LA CENTER, KY 42056-9576 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Name | Verified Name |
|---|
| Document Number | 107/303 |
|---|---|
| Date | Jul 6, 2020 |
| Book Page | 107/303 |
| Instrument | 520873 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | METROPOLIS, IL 62960 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2035 |
The 2025 property tax bill for 992 Albert Hook Rd was $1,620.
Source: Ballard County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Ballard County |
| Unified School District | Ballard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,620.00 | $160,000 | $160,000 |
| 2023 | $1,648.00 Additional exemption filed | $160,000 | $160,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 992 Albert Hook Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 992 Albert Hook Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ballard Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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