Collier County property record for 548 109th Ave N, Naples, FL 34108
| Property Type | Single Family Home |
|---|---|
| Details | 2,109 sqft · built 2024 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,370,000 (Jun 2025) |
| Tax Bill | $14,170 (2025) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Sep 2023 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 511300 78 373A28 |
| Primary APN | 511300 78 373A28 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,109 sqft Living Area |
|---|---|
| 1st Floor Area | 1,053 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 6,534 sqft (0.15 acres) |
| Pool Area | 180 sqft |
| Deck Area | 330 sqft |
| Street Address | 548 109TH AVE N |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34108-1808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF-6 |
| Legal Description | NAPLES PARK UNIT 6 BLK 78 LOT 37 |
| Legal Range | 25 |
| Legal Township | 48 |
| Legal Section | 28 |
| Legal Subdivision | NAPLES |
| Legal Tract | 511300 |
| Legal Block | 78 |
| Legal Lot Number | 37 |
| Legal Unit | 6 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 10110 |
548 109th Ave N is owned and occupied by two individuals who bought it in June 2025.
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 548 109TH AVE N, NAPLES, FL 34108-1808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Jun 3, 2025 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 11, 2023 | Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2025 · Amount on File |
| Deed Sale | Jun 3, 2025 · Amount on File |
| Prior Sale | Sep 11, 2023 · Amount on File |
| Deed Document Number | 20256689407 |
| Deed Book / Page | 6474 / 3352 |
| Prior Transfer Date | Nov 15, 2005 |
| Prior Transfer Doc | 0039350129 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Jun 3, 2025 |
| Property Address | 548 109TH AVE N, NAPLES, FL 34108-1808 |
| Document Number | 0064743352 |
| Book / Page | 6474 / 3352 |
| Map Reference | MB 3 PG 15 |
| Instrument Date | May 13, 2025 |
| Instrument | 6689407 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 16, 2025 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,590.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6836 IL REGALO CIR, NAPLES, FL 34109-6807 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 548 109TH AVE N, NAPLES, FL 34108-1808 |
| Document Number | 0064743357 |
|---|---|
| Date | Jun 3, 2025 |
| Instrument | 6474/3357 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Sep 11, 2023 |
| Property Address | 548 109TH AVE N, NAPLES, FL 34108-1808 |
| Document Number | 0062862211 |
| Book / Page | 6286 / 2211 |
| Map Reference | MB 3 PG 15 |
| Instrument Date | Sep 5, 2023 |
| Instrument | 6451499 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $5,460.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7846 REGAL HERON CIR, NAPLES, FL 34104-9563 |
| Name | Verified Name |
|---|---|
| Address | 6836 II REGALO CIR, NAPLES, FL 34109-6807 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 548 109th Ave N was $14,170 with a homeowner's exemption, up 179.7% from the year before.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $995,409 (-31.21%) | $1,259,501 (-12.96%) Land $438,750 Building $820,751 | |
| 2025 | $14,170.00 (+179.71%) | $1,446,981 Land $526,500 Building $920,481 | $1,446,981 Land $526,500 Building $920,481 |
| 2024 | $5,066.00 (+18.73%) | ||
| 2023 | $4,267.00 (+24.37%) | $274,464 (+1%) | $634,500 (+48.62%) Land $634,500 |
| 2022 | $3,431.00 | $249,513 | $426,938 Land $426,938 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 548 109th Ave N in Zone X, an area of moderate flood risk, though there have been 35 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 204 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 207 units insured incl. 3 condo units |
| Nearby Flood Claims | 35 (1995–2024) |
| Claims Outside the SFHA | 17 of 35 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 548 109th Ave N has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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