Collier County property record for 539 109th Ave N, Naples, FL 34108
| Property Type | Single Family Home |
|---|---|
| Details | 2,132 sqft · built 2019 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $770,000 (Jul 2020) |
| Tax Bill | $10,592 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 511300 79 153A28 |
| Primary APN | 511300 79 153A28 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,132 sqft Living Area |
| 1st Floor Area | 2,132 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 6,534 sqft (0.15 acres) |
| Pool Area | 198 sqft |
| Deck Area | 639 sqft |
| Street Address | 539 109TH AVE N |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34108-1807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF-6 |
| Legal Description | NAPLES PARK UNIT 6 BLK 79 LOT 15 |
| Legal Range | 25 |
| Legal Township | 48 |
| Legal Section | 28 |
| Legal Subdivision | NAPLES |
| Legal Tract | 511300 |
| Legal Block | 79 |
| Legal Lot Number | 15 |
| Legal Unit | 6 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 10110 |
539 109th Ave N is owned by an individual who bought it in July 2020.
Source: Collier County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5264 MARLWOOD DR, WEST BLOOMFIELD, MI 48323-2751 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2019 | Deed of Trust, Mortgage EDISON NATIONAL BANK |
| Jul 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST SAVERS BANK |
| Nov 6, 2020 | Correction Deed SUPERIOR TITLE SERVICES/SANIBEL INC, SUPERIOR TITLE SVCS/SANIBEL IN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2020 · Amount on File |
| Deed Sale | Jul 23, 2020 · Amount on File |
| Prior Sale | May 31, 2016 · Amount on File |
| Deed Document Number | 20205897646 |
| Deed Book / Page | 5791 / 3222 |
| Prior Transfer Date | Jul 15, 2020 |
| Prior Transfer Doc | 0058413990 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 539 109TH AVE N, NAPLES, FL 34108-1807 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0055963250 |
|---|---|
| Date | Feb 7, 2019 |
| Book Page | 5596/3250 |
| Instrument | 5669553 |
| Name | EDISON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | CAPE CORAL, FL 33909 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Jul 23, 2020 |
| Property Address | 539 109TH AVE N, NAPLES, FL 34108-1807 |
| Document Number | 0057913222 |
| Book / Page | 5791 / 3222 |
| Map Reference | MB 3 PG 15 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 5897646 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | SUPERIOR TTL SVCS OF SANIBEL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,390.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5689 SHADDELEE LN W, 5689, FORT MYERS, FL 33919-2542 |
| Name | Verified Name |
|---|---|
| Address | 5264 MARLWOOD DR, WEST BLOOMFIELD, MI 48323-2751 |
| Document Number | 57913224 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 5791/3224 |
| Name | FIRST SAVERS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Nov 6, 2020 |
| Property Address | 539 109TH AVE N, NAPLES, FL 34108-1807 |
| Document Number | 0058413990 |
| Book / Page | 005841 / 003990 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 5950841 |
| Record Updated | Nov 20, 2020 |
| Title Company | SUPERIOR TITLE SERVICES/SANIBEL INC, SUPERIOR TITLE SVCS/SANIBEL IN |
| Amount | Amount on Record |
|---|---|
| Tax | $5,390.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5264 MARLWOOD DR WEST BLOOMFIELD MI 483232751, WEST BLOOMFIELD, MI 48323-2751 |
The 2025 property tax bill for 539 109th Ave N was $10,592.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $997,188 (-1.53%) Land $438,750 Building $558,438 | $997,188 (-13.52%) Land $438,750 Building $558,438 | |
| 2025 | $10,592.00 | $1,012,647 | $1,153,138 Land $526,500 Building $626,638 |
| 2023 | $10,393.00 (+9.54%) | $836,898 (+1%) | $1,266,331 (+22.79%) Land $634,500 Building $631,831 |
| 2022 | $9,488.00 | $760,816 | $1,031,320 Land $448,285 Building $583,035 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 539 109th Ave N in Zone X, an area of moderate flood risk, though there have been 35 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 204 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 207 units insured incl. 3 condo units |
| Nearby Flood Claims | 35 (1995–2024) |
| Claims Outside the SFHA | 17 of 35 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 539 109th Ave N has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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