5475 William Stone Pl, Welcome, MD 20693 Property Records

Charles County property record for 5475 William Stone Pl, Welcome, MD 20693

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,181 sqft · built 2002
Lot Size	3.61 acres (157,687 sqft)
Owner	2 Individual Names on Record
Last Sale	$508,000 (Nov 2019)
Tax Bill	$16,627 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-012154`

Property Details

APN / Parcel Number

Primary APN	`02-012154`
Alternative APNs	`2012154` `012154`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,181 sqft Living Area
Gross Area	4,935 sqft
1st Floor Area	1,317 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	157,687 sqft
Garage Type	Attached
Garage Area	754 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	453 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	012154
Street Address	5475 WILLIAM STONE PL
City	WELCOME
State	MD
Zip	20693-3613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	LOT 6 SEC 1 PLAT 1 GUNSTON MANOR LANDNG SUB
Legal Subdivision	GUNSTON MANOR LANDNG SUB
Legal Block	1
Legal Lot Number	6
Jurisdiction	CHARLES MD
Township / Civil Division	2, HILL TOP
Census Block Group	1
Census Block	1021
Census Tract	850500

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5475 WILLIAM STONE PL, WELCOME, MD 20693-3613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 12, 2019	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2019 · Amount on Record
Deed Sale	Nov 12, 2019 · Amount on Record
Prior Sale	May 10, 2001 · Amount on Record
Deed Book / Page	10867 / 363
Transfer Doc	0047320536
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	5475 WILLIAM STONE PL, WELCOME, MD 20693-3613
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	BUYERS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5475 WILLIAM STONE PL, WELCOME, MD 20693-3613

Mortgage

Document Number	0113660161
Date	Oct 7, 2020
Book Page	11366/161

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2040

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Nov 12, 2019
Property Address	5475 WILLIAM STONE PL, WELCOME, MD 20693-3613
Document Number	0108670363
Book / Page	10867 / 363
Map Reference	MB 46 FO 235
Instrument Date	Oct 28, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	BAY COUNTY SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,080.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5475 WILLIAM STONE PL, WELCOME, MD 20693-3613

Mortgage

Document Number	10867370
Date	Nov 12, 2019
Instrument	10867/370

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$639,800 (-4.18%) Land $143,100 Building $496,700	$639,800 (-4.18%) Land $143,100 Building $496,700
2025	$16,627.00 (+140.97%) Homeowner's exemption	$667,700 (+26.05%) Land $107,800 Building $559,900	$667,700 (-) Land $107,800 Building $559,900
2023	$6,900.00 Homeowner's exemption	$529,700	$667,700 Land $107,800 Building $559,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300

Cell Coverage

4G LTE (outdoors only), no 5G reported

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