5470 William Stone Pl, Welcome, MD 20693 Property Records

Charles County property record for 5470 William Stone Pl, Welcome, MD 20693

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,944 sqft · built 2001
Lot Size	3.78 acres (164,657 sqft)
Owner	Individual Name on File
Last Sale	$509,900 (Jun 2020)
Tax Bill	$15,867 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jun 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-012162`

Property Details

APN / Parcel Number

Primary APN	`02-012162`
Alternative APNs	`2012162` `012162`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,944 sqft Living Area
Gross Area	3,472 sqft
1st Floor Area	1,376 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	164,657 sqft
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	402 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	012162
Street Address	5470 WILLIAM STONE PL
City	WELCOME
State	MD
Zip	20693-3610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	LOT 7 SEC 1 PLAT 1 GUNSTON MANOR LANDNG SUB
Legal Subdivision	GUNSTON MANOR LANDNG SUB
Legal Block	1
Legal Lot Number	7
Jurisdiction	CHARLES MD
Township / Civil Division	2, HILL TOP
Census Block Group	1
Census Block	1021
Census Tract	850500

Owner

5470 William Stone Pl is owned and occupied by an individual who bought it in June 2020.

Source: Charles County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	5470 WILLIAM STONE PL, WELCOME, MD 20693-3610
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jun 11, 2019	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL SYSTEMS FCU
Nov 29, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jun 17, 2020	Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2020 · Amount on File
Deed Sale	Jun 17, 2020 · Amount on File
Prior Sale	Jan 24, 2001 · Amount on File
Deed Book / Page	11182 / 340
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	5470 WILLIAM STONE PL, WELCOME, MD 20693-3610
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5470 WILLIAM STONE PL, WELCOME, MD 20693-3610

Mortgage

Document Number	0131470216
Date	Dec 14, 2023
Book Page	13147/216

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Nov 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	5470 WILLIAM STONE PL, WELCOME, MD 20693-3610
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	MORTGAGE INFORMATION SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0106640398
Date	Jun 11, 2019
Book Page	10664/398

Lender

Name	EDUCATIONAL SYSTEMS FCU
Type	Credit Union
Address	GREENBELT, MD 20770

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 10, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	5470 WILLIAM STONE PL, WELCOME, MD 20693-3610
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0122430070
Date	Nov 29, 2021
Book Page	12243/70

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2051

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jun 17, 2020
Property Address	5470 WILLIAM STONE PL, WELCOME, MD 20693-3610
Document Number	0111820340
Book / Page	11182 / 340
Map Reference	MB 46 FO 235
Instrument Date	Apr 20, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	BAYVIEW TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,824.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5470 WILLIAM STONE PL, WELCOME, MD 20693-3610

Mortgage

Document Number	0011182347
Date	Jun 17, 2020
Instrument	11182/347

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5470 William Stone Pl was $15,867.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$523,700 Land $124,900 Building $398,800	$523,700 Land $124,900 Building $398,800
2025	$15,867.00
2023	$5,948.00	$421,933	$539,400 Land $94,100 Building $445,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5470 William Stone Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5470 William Stone Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on William Stone Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures