St. Louis County property record for 5475 N Shore Dr, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,420 sqft |
| Lot Size | 0.697 acres (30,383 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,000 (Jan 2023) |
| Tax Bill | $6,122 (2026) |
| Deeds & Mortgages | Apr 2023 Construction Loan Jan 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 315-0066-00140 |
| Primary APN | 315-0066-00140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,420 sqft Gross Area |
| 1st Floor Area | 1,420 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Construction Type | Frame |
|---|---|
| Lot Area | 30,383 sqft (0.697 acres) |
| Garage Area | 924 sqft |
| Porch | Slab |
| Deck Area | 240 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1042675 |
|---|---|
| Street Address | 5475 N SHORE DR |
| City | DULUTH |
| State | MN |
| Zip | 55804-2918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SMU |
| Legal Description | LOTS 15 AND 16 SERIAL # |
| Legal Subdivision | WONDERLAND 3RD ADD T OF DULUTH |
| Legal Lot Number | 15-16 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 10500 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 186, KNIFE RIVER, MN 55609-0186 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2023 | Deed of Trust, Mortgage · Construction Mortgage NORTH SHORE FCU |
| Jan 12, 2023 | Warranty Deed, Transfer NORTH SHORE TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2023 · Amount on Record |
| Deed Sale | Jan 12, 2023 · Amount on Record |
| Deed Document Number | 20231065257 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5475 N SHORE DR, DULUTH, MN 55804-2918 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | XXXX NORTH SHORE SCENIC DRIVE, DULUTH, MN 55804 |
| Document Number | 0001067203 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | 1067203 |
| Name | NORTH SHORE FCU |
|---|---|
| Type | Credit Union |
| Address | SILVER BAY, MN 55614 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 371 Months |
| Due | Mar 20, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Mar 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 11.7% |
| Max Rate At Change | 7.75% |
| Index | 1-Year T-Bill |
| Margin | 2 |
| Max Rate | 11.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 12, 2023 |
| Property Address | 5475 N SHORE DR, DULUTH, MN 55804-2918 |
| Document Number | 0001065257 |
| Instrument Date | Dec 29, 2022 |
| Instrument | 1065257 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $247.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 186, KNIFE RIVER, MN 55609-0186 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Duluth Township |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,122.00 (+29.81%) Homeowner's exemption | ||
| 2025 | $4,716.00 (+6,637.14%) Homeowner's exemption | $621,100 (+4.77%) Land $63,400 Building $557,700 | $621,100 (+4.77%) Land $63,400 Building $557,700 |
| 2024 | $592,800 (+9,78%) Land $60,800 Building $532,000 | $592,800 (+9,78%) Land $60,800 Building $532,000 | |
| 2022 | $70.00 | $6,000 Land $6,000 | $6,000 Land $6,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1993) |
| Most Recent Claim | May 1993 · erosion |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
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