5451 N Shore Dr, Duluth, MN 55804 Property Records

St. Louis County property record for 5451 N Shore Dr, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 700 sqft · built 1960
Lot Size	1.03 acres (44,918 sqft)
Owner	Individual Name on Record
Tax Bill	$1,944 (2026)
Deeds & Mortgages	Aug 2018 Transfer Apr 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`315-0066-00302`

Property Details

APN / Parcel Number

Primary APN	`315-0066-00302`
Alternative APN	`15606`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	700 sqft Gross Area
1st Floor Area	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	44,918 sqft (1.03 acres)
Garage Area	400 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	200 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	15606
Street Address	5451 N SHORE DR
City	DULUTH
State	MN
Zip	55804-2912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	NLY 150 FT SERIAL #
Legal Subdivision	WONDERLAND 3RD ADD T OF DULUTH
Legal Lot Number	31
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1058
Census Tract	10500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5451 N SHORE DR, DULUTH, MN 55804-2912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 13, 2018	Grant Deed, Transfer · Line of Credit HARBOR POINTE CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 16, 2018
Property Address	5451 N SHORE DR, DULUTH, MN 55804-2912
Document Number	00A1001588
Instrument Date	May 25, 2018
Instrument	A1001588
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5115 WYOMING ST DULUTH MN 558041262, DULUTH, MN 55804-1262

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 13, 2018
Property Address	5451 N SHORE DR, DULUTH, MN 55804-2912
Document Number	000T996951
Instrument Date	Mar 22, 2018
Instrument	T996951
Transaction Type	Transfer
Record Updated	Sep 19, 2018
Title Company	CONSOLIDATED TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6116 WYOMING ST DULUTH MN 55804, DULUTH, MN 55804

Mortgage

Document Number	T996952
Date	Apr 13, 2018
Instrument	T996952

Lender

Name	HARBOR POINTE CU
Address	11 W 2ND ST, DULUTH, MN 55802-2014

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 12, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Duluth Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,944.00 (+9.34%) Homeowner's exemption
2025	$1,778.00 (+0.79%) Homeowner's exemption	$206,400 (+4.72%) Land $46,900 Building $159,500	$206,400 (+4.72%) Land $46,900 Building $159,500
2024	$1,764.00	$197,100 (+26.1%) Land $45,200 Building $151,900	$197,100 (+26.1%) Land $45,200 Building $151,900
2022		$156,300 Land $31,700 Building $124,600	$156,300 Land $31,700 Building $124,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	May 1993 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Shore Dr

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