5447 SE Reef Way, Stuart, FL 34997 Property Records

Martin County property record for 5447 SE Reef Way, Stuart, FL 34997 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 2006
Square Footage	2,957 sqft Living Area
Lot Size	21,083 sqft (0.484 acres)
Occupancy	Owner Occupied
Last Sale	$525,000 (2016)
Tax Bill	$8,425.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`48-38-41-270-000-0006.0-3-0000`
Alternative APNs	`48-38-41-270-000-00060-3` `39218`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	4 Rooms
Building Area	2,957 sqft Living Area
1st Floor	2,957 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces
Elevator	Elevator

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2006
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	21,083 sqft (0.484 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	572 sqft Garage

Exterior Amenities

Pool Area	450 sqft Pool
Deck Area	48 sqft Deck
Patio Area	96 sqft Patio
Porch Area	581 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	5447 SE REEF WAY
City	STUART
State	FL
Zip	34997-2558
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	THE REEF REPLAT LOT 6 (PB 14 PG 7) BEING REPLAT OF PART OF LOT 6 & ALL OF LOT 7 IN PB 13 PG 28
Legal Range	41E
Legal Township	38S
Legal Section	48
Legal Subdivision	THE REEF (AKA COLONY OF ROCKY POINT)
Legal Block	1
Legal Lot Number	6,7
Jurisdiction	MARTIN FL
Minor Civil Division	PORT SALERNO-HOBE SOUND
Census Blockgroup	1
Census Block	1008
Census Tract	1302

Owner

Source: Martin County records · APN 48-38-41-270-000-0006.0-3-0000

Assessment roll updated August 27, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5447 SE REEF WAY, STUART, FL 34997-2558
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 18, 2016 · Amount on Record
Deed Sale	Feb 18, 2016 · Amount on Record
Prior Sale	Nov 19, 1996 · Amount on Record
Deed Doc Number	20162559362
Deed Book / Page	2835 / 2953
Record Refreshed	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	5447 SE REEF WAY, STUART, FL 34997-2558
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031432033
Date	Jul 16, 2020
Book Page	3143/2033
Instrument	2826222

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 12, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,425.00 (-0.85%) Homeowner's exemption	$547,297 (+5.99%)	$781,880 (-1.73%) Land $225,000 Building $556,880
2024	$8,497.00 (+1.81%)
2023	$8,346.00 (+3.5%) Additional exemption filed	$516,382 (+3%)	$795,650 (+14.41%) Land $225,000 Building $570,650
2022	$8,064.00 Homeowner's exemption	$501,342	$695,420 Land $226,000 Building $469,420

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.