Essex County and Maplewood Township property record for 547 Summit Ave, Maplewood, NJ 07040
| Property Type | Single Family Home |
|---|---|
| Details | 1,948 sqft · built 1923 |
| Lot Size | 0.265 acres (11,552 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $193,000 (May 1996) |
| Tax Bill | $20,936 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00026-05-00104 |
| Primary APN | 11-00026-05-00104 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,948 sqft Living Area |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Construction Type | Frame |
| Lot Area | 11,552 sqft (0.265 acres) |
| Lot Dimensions | 150 ft deep x 77 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 05984 |
|---|---|
| Street Address | 547 SUMMIT AVE |
| City | MAPLEWOOD |
| State | NJ |
| Zip | 07040-1340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-5 |
| Legal Description | 77X150 |
| Legal Block | 26.5 |
| Legal Lot Number | 104 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MAPLEWOOD |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 19500 |
547 Summit Ave is owned and occupied by two individuals who bought it in May 1996.
Source: Essex County and Maplewood Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 547 SUMMIT AVE, MAPLEWOOD, NJ 07040-1340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Dec 26, 2018 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 1996 · Amount on File |
| Deed Sale | May 16, 1996 · Amount on File |
| Deed Book / Page | 5416 / 625 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 547 SUMMIT AVE, MAPLEWOOD, NJ 07040-1340 |
| Document Number | 0000100142 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 547 SUMMIT AVE MAPLEWOOD NJ 070401340, MAPLEWOOD, NJ 07040-1340 |
| Document Number | 0000100142 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 100142 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Oct 12, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 547 SUMMIT AVE, MAPLEWOOD, NJ 07040-1340 |
| Document Number | 0000004583 |
| Instrument Date | Dec 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 547 SUMMIT AVE MAPLEWOOD NJ 070401340, MAPLEWOOD, NJ 07040-1340 |
| Document Number | 0000004583 |
|---|---|
| Date | Jan 16, 2019 |
| Instrument | 4583 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 15, 2049 |
The 2025 property tax bill for 547 Summit Ave was $20,936 with a veteran's exemption, up 3.9% from the year before.
Source: Essex County and Maplewood Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Maplewood Township |
| Unified School District | South Orange-Maplewood School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $882,400 (-) Land $460,000 Building $422,400 | $882,400 (-) Land $460,000 Building $422,400 | |
| 2025 | $20,936.00 (+3.85%) Veteran's exemption | $882,400 Land $460,000 Building $422,400 | $882,400 Land $460,000 Building $422,400 |
| 2024 | $20,159.00 | ||
| 2023 | $561,100 Land $299,000 Building $262,100 | $561,100 Land $299,000 Building $262,100 | |
| 2022 | $19,534.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 547 Summit Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1979–2023) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 547 Summit Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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