Essex County and Maplewood Township property record for 540 Summit Ave, Maplewood, NJ 07040
| Property Type | Single Family Home |
|---|---|
| Details | 1,928 sqft · built 1924 |
| Lot Size | 0.195 acres (8,499 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $429,500 (Nov 2011) |
| Tax Bill | $18,351 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00026-08-00154 |
| Primary APN | 11-00026-08-00154 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,928 sqft Living Area |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Construction Type | Frame |
| Lot Area | 8,499 sqft (0.195 acres) |
| Lot Dimensions | 100 ft deep x 85 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 05999 |
|---|---|
| Street Address | 540 SUMMIT AVE |
| City | MAPLEWOOD |
| State | NJ |
| Zip | 07040-1339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-5 |
| Legal Description | 85X100 |
| Legal Subdivision | SUMMIT PARK |
| Legal Block | 26.8 |
| Legal Lot Number | 154 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MAPLEWOOD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 19500 |
Source: Essex County and Maplewood Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 540 SUMMIT AVE, MAPLEWOOD, NJ 07040-1339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE |
| Oct 2, 2017 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2011 · Amount on Record |
| Deed Sale | Nov 16, 2011 · Amount on Record |
| Prior Sale | Apr 16, 1991 |
| Deed Document Number | 201179929 |
| Deed Book / Page | 12336 / 4861 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 540 SUMMIT AVE, MAPLEWOOD, NJ 07040-1339 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2021 |
| Title Company | ARCH ABSTRACT LLC |
| Name | Verified Name |
|---|
| Document Number | 2021110938 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 2021110938 |
| Name | MLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FLORHAM PARK, NJ 07932 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 540 SUMMIT AVE, MAPLEWOOD, NJ 07040-1339 |
| Document Number | 0000091606 |
| Instrument Date | Oct 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2018 |
| Name | Verified Name |
|---|---|
| Address | 540 SUMMIT AVE MAPLEWOOD NJ 070401339, MAPLEWOOD, NJ 07040-1339 |
| Document Number | 0000091606 |
|---|---|
| Date | Oct 17, 2017 |
| Instrument | 91606 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Maplewood Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Maplewood Township |
| Unified School District | South Orange-Maplewood School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $764,300 (-) Land $379,300 Building $385,000 | $764,300 (-) Land $379,300 Building $385,000 | |
| 2025 | $18,351.00 (+3.81%) | $764,300 (+45.72%) Land $379,300 Building $385,000 | $764,300 (+45.72%) Land $379,300 Building $385,000 |
| 2024 | $17,678.00 (-4.41%) | ||
| 2023 | $524,500 Land $295,600 Building $228,900 | $524,500 Land $295,600 Building $228,900 | |
| 2022 | $18,493.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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