547 Monroe St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 547 Monroe St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,522 sqft · built 1907
Lot Size0.189 acres (8,250 sqft)
Owner2 Company Names on Record
Tax Bill$2,537 (2025)
Flood ZoneZone X (minimal risk)
APN017030A000

Property Details

APN / Parcel Number

Primary APN017030A000
Alternative APN
  • 6-009D-B184-00-0002.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,522 sqft Living Area
Gross Area2,473 sqft
1st Floor Area1,522 sqft
Basement Area951 sqft

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Architectural StyleMulti-Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,250 sqft (0.189 acres)
Lot Dimensions165 ft deep x 50 ft wide
Garage TypeDetached
Garage Area450 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area104 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number017030A000
Street Address547 MONROE ST
CitySAINT CHARLES
StateMO
Zip63301-1880
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF2
Legal DescriptionPT CITY BLK 184
Legal Block184
Legal Lot Number2
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1045
Census Tract310502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Midtown Neighborhood Historic District
listed 2014 · 537 contributing resources · NRIS 14000885

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address547 MONROE ST, SAINT CHARLES, MO 63301-1880
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$40,359 (-)$212,413 (-) Land $50,000 Building $162,413
2025$2,537.00$40,359 (+5.93%)$212,413 (+5.93%) Land $50,000 Building $162,413
2023$38,100
2022$200,531 Land $37,500 Building $163,031

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims17 (1980–2022)
Claims Outside the SFHA3 of 17
Most Recent ClaimAug 2022 · tidal / storm surge
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Monroe St

Nearby Streets

Search Property Records by Address or Parcel Number