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539 Monroe St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 539 Monroe St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,569 sqft · built 1932
Lot Size0.097 acres (4,230 sqft)
Owner2 Individual Names on Record
Tax Bill$3,238 (2025)
Deeds & MortgagesAug 2026 Sale
Flood ZoneZone X (minimal risk)
APN017020A000

Property Details

APN / Parcel Number

Primary APN017020A000
Alternative APN
  • 6-009D-B184-00-0001.0000000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,569 sqft Living Area
Gross Area2,615 sqft
1st Floor Area1,569 sqft
Basement Area1,046 sqft

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Architectural StyleMulti-Level
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,230 sqft (0.097 acres)
Lot Dimensions90 ft deep x 47 ft wide
Garage TypeDetached
Garage Area276 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area197 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number017020A000
Street Address539 MONROE ST
CitySAINT CHARLES
StateMO
Zip63301-1880
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF2
Legal DescriptionPT CITY BLK 184
Legal SubdivisionCITY/STCHARLES
Legal Block184
Legal Lot Number1
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1045
Census Tract310502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Midtown Neighborhood Historic District
listed 2014 · 537 contributing resources · NRIS 14000885

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Charles County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address539 MONROE ST, SAINT CHARLES, MO 63301-1880
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2026
Deed SaleAug 31, 2026
Prior SaleJul 6, 2020
Deed Document Number202641437
Prior Transfer DateJul 2, 2020
Prior Transfer Doc0000464000
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 31, 2026
Property Address539 MONROE ST, SAINT CHARLES, MO 63301-1880
Document Number0000041437
Instrument DateAug 21, 2026
Instrument202641437
Transaction TypeTransfer
Record UpdatedSep 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address539 MONROE ST, SAINT CHARLES, MO 63301-1880

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$51,657 (-)$271,882 (-) Land $50,000 Building $221,882
2025$3,238.00 (+2.57%)$51,657 (+5.07%)$271,882 (+5.07%) Land $50,000 Building $221,882
2024$3,157.00 (+9.01%)
2023$49,165 (+16.74%)
2022$2,896.00$42,115$258,767 (+16.74%) Land $37,500 Building $221,267
2021$221,659 Land $37,500 Building $184,159

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims17 (1980–2022)
Claims Outside the SFHA3 of 17
Most Recent ClaimAug 2022 · tidal / storm surge
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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