547 Mildred Ave, Waterloo, IA 50703 Property Records

Black Hawk County property record for 547 Mildred Ave, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,056 sqft · built 1959
Lot Size	0.157 acres (6,850 sqft)
Owner	Individual Name on File
Tax Bill	$1,848 (2025)
Deeds & Mortgages	May 2018 Mortgage Oct 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-13-126-004`

Property Details

APN / Parcel Number

Primary APN	`8913-13-126-004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	270 sqft
Unfinished Basement	864 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	6,850 sqft (0.157 acres)
Lot Dimensions	137 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	928 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	160 sqft
Deck Area	Deck Area
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	547 MILDRED AVE
City	WATERLOO
State	IA
Zip	50703-2056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH WATERLOO PLACE LOT 22 BLK 5
Legal Range	13W
Legal Township	89N
Legal Section	13
Legal Subdivision	NORTH WATERLOO PLACE
Legal Block	5
Legal Lot Number	22
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2025
Census Tract	1702

Owner

547 Mildred Ave is owned and occupied by an individual who acquired it in February 2022.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	547 MILDRED AVE, WATERLOO, IA 50703-2056
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2018	Deed of Trust, Mortgage REGIONS BANK
Oct 15, 2018	Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION
Feb 25, 2022	Legal Action/Court Order, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 23, 2022
Transfer Doc	0000017112
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	547 MILDRED AVE, WATERLOO, IA 50703-2056
Transaction Type	Mortgage
Record Updated	Mar 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800019024
Date	May 22, 2018
Instrument	201800019024

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Amount	Amount on Record

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	547 MILDRED AVE, WATERLOO, IA 50703-2056
Transaction Type	Mortgage
Record Updated	Mar 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900006187
Date	Oct 15, 2018
Instrument	201900006187

Lender

Name	VERIDIAN CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	291 Months
Due	Jan 1, 2043

February 2022: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 25, 2022
Property Address	547 MILDRED AVE, WATERLOO, IA 50703-2056
Document Number	202200017112
Instrument Date	Feb 23, 2022
Instrument	202200017112
Transaction Type	Foreclosure
Record Updated	Mar 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	547 MILDRED AVE, WATERLOO, IA 50703-2056

Tax Assessment & Valuation

The 2025 property tax bill for 547 Mildred Ave was $1,848 with a homeowner's exemption, up 3% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,848.00 (+29.96%) Homeowner's exemption	$116,050 Land $9,410 Building $106,640	$116,050 Land $9,410 Building $106,640
2024	$1,422.00
2023		$89,450 (+9.97%) Land $9,410 Building $80,040	$89,450 Land $9,410 Building $80,040
2022	$1,786.00 Homeowner's exemption	$81,340 Land $9,410 Building $71,930
2021			$81,340 Land $9,410 Building $71,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 547 Mildred Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 547 Mildred Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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