511 Mildred Ave, Waterloo, IA 50703 Property Records

Black Hawk County property record for 511 Mildred Ave, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,200 sqft · built 1958
Lot Size	0.231 acres (10,050 sqft)
Owner	Individual Name on Record
Last Sale	$92,000 (Jun 2018)
Tax Bill	$2,420 (2025)
Deeds & Mortgages	Nov 2021 Transfer Jun 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8913-13-126-011`

Property Details

APN / Parcel Number

Primary APN	`8913-13-126-011`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	4 Half Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Finished Basement	400 sqft
Unfinished Basement	1,200 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,050 sqft (0.231 acres)
Lot Dimensions	134 ft deep x 75 ft wide
Garage Type	Mixed
Garage Area	308 sqft
Parking Spaces	2 Parking Spaces
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	511 MILDRED AVE
City	WATERLOO
State	IA
Zip	50703-2056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH WATERLOO PLACE N 1/2 LOT 14 BLK 5 LOT 15 BLK 5
Legal Range	13W
Legal Township	89N
Legal Section	13
Legal Subdivision	NORTH WATERLOO PLACE
Legal Block	5
Legal Lot Number	14,15
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2025
Census Tract	1702

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	511 MILDRED AVE, WATERLOO, IA 50703-2056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Intrafamily Transfer, Transfer
Jun 30, 2021	Intrafamily Transfer, Transfer
Jun 4, 2018	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT
Aug 28, 2017	Deed, Transfer
Aug 28, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2018 · Amount on Record
Deed Sale	Jun 4, 2018 · Amount on Record
Deed Document Number	201819832
Last Transfer Date	Nov 2, 2021
Transfer Doc	0000009660
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 4, 2021
Property Address	511 MILDRED AVE, WATERLOO, IA 50703-2056
Document Number	202200009660
Instrument Date	Nov 2, 2021
Instrument	202200009660
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 MILDRED AVE, WATERLOO, IA 50703-2056

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 30, 2021
Property Address	511 MILDRED AVE, WATERLOO, IA 50703-2056
Document Number	202100027795
Instrument Date	Jun 10, 2021
Instrument	202100027795
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 MILDRED AVE, WATERLOO, IA 50703-2056

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 4, 2018
Property Address	511 MILDRED AVE, WATERLOO, IA 50703-2056
Document Number	201800019832
Instrument Date	May 30, 2018
Instrument	201800019832
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 MILDRED AVE, WATERLOO, IA 50703-2056

Mortgage

Document Number	201800019833
Date	Jun 4, 2018
Instrument	201800019833

Lender

Name	GERSHMAN INVESTMENT
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2048

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 28, 2017
Property Address	511 MILDRED AVE, WATERLOO, IA 50703-2056
Document Number	201800003529
Instrument Date	Aug 25, 2017
Instrument	2018-00003529
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 MILDRED AVE, WATERLOO, IA 50703-2056

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 28, 2017
Property Address	511 MILDRED AVE, WATERLOO, IA 50703-2056
Document Number	201800003528
Instrument Date	Aug 19, 2017
Instrument	2018-00003528
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,420.00 (+23.34%) Homeowner's exemption	$129,510 (+28.69%) Land $14,110 Building $115,400	$129,510 (+28.69%) Land $14,110 Building $115,400
2024	$1,962.00 (-3.82%)
2023		$100,640 (+8.31%) Land $14,110 Building $86,530	$100,640 (+8.31%) Land $14,110 Building $86,530
2022	$2,040.00	$92,920 Land $14,110 Building $78,810
2021			$92,920 Land $14,110 Building $78,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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