547 Captiva Dr, Ponte Vedra Beach, FL 32081 Property Records

St. Johns County property record for 547 Captiva Dr, Ponte Vedra Beach, FL 32081

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,706 sqft · built 2014
Lot Size	0.16 acres (6,969 sqft)
Owner	Individual Name on Record
Last Sale	$694,500 (Jul 2023)
Tax Bill	$9,157 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`068052-0700`

Property Details

APN / Parcel Number

Primary APN	`068052-0700`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	2,706 sqft Living Area
Gross Area	3,382 sqft
1st Floor Area	1,192 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	547 CAPTIVA DR
City	PONTE VEDRA
State	FL
Zip	32081-5081
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	68/84-88 KELLY POINTE AT NOCATEE PHASE 4 LOT 70 OR5787/1041
Legal Range	29E
Legal Township	04S
Legal Section	31
Legal Subdivision	KELLY POINT AT NOCATEE PHASE 4
Legal Phase	4
Legal Block	1
Legal Lot Number	70
Jurisdiction	ST JOHNS FL
Township / Civil Division	PONTE VEDRA
Census Block Group	2
Census Block	2050
Census Tract	20708

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	547 CAPTIVA DR, PONTE VEDRA, FL 32081-5081
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 19, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 6, 2023	Warranty Deed, Transfer TITLE AMERICA RE CLOSINGS INC, TITLE AMERICA RE CLOSINGS
Jan 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Mar 9, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2023 · Amount on Record
Deed Sale	Jul 6, 2023 · Amount on Record
Prior Sale	Mar 9, 2017 · Amount on Record
Deed Document Number	202352440
Deed Book / Page	5787 / 1041
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	547 CAPTIVA DR, PONTE VEDRA, FL 32081-5081
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3375 20 MILE RD, PONTE VEDRA, FL 32081-5145

Mortgage

Document Number	0053771093
Date	Sep 24, 2021
Book Page	5377/1093
Instrument	2021104902

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	547 CAPTIVA DR, PONTE VEDRA, FL 32081-5081
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	547 CAPTIVA DR, PONTE VEDRA, FL 32081-5081

Mortgage

Document Number	0062231067
Date	Sep 19, 2025
Book Page	6223/1067
Instrument	2025076611

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 6, 2023
Property Address	547 CAPTIVA DR, PONTE VEDRA, FL 32081-5081
Document Number	0057871041
Book / Page	5787 / 1041
Map Reference	MB 68 PG 84-88
Instrument Date	Jun 30, 2023
Instrument	2023052440
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	TITLE AMERICA RE CLOSINGS INC, TITLE AMERICA RE CLOSINGS

Transaction

Amount	Amount Recorded
Tax	$4,861.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3375 20 MILE RD, PONTE VEDRA BEACH, FL 32081-5145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	547 CAPTIVA DR, PONTE VEDRA BEACH, FL 32081-5081

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	547 CAPTIVA DR, PONTE VEDRA, FL 32081-5081
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048600568
Date	Jan 3, 2020
Book Page	4860/0568
Instrument	2020000450

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	547 CAPTIVA DR, PONTE VEDRA, FL 32081-5081
Document Number	0048260801
Instrument Date	Oct 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	547 CAPTIVA DR PONTE VEDRA BEACH FL 320815081, PONTE VEDRA BEACH, FL 32081-5081

Mortgage

Document Number	0048260801
Date	Nov 6, 2019
Book Page	004826/000801
Instrument	82895

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 9, 2017
Property Address	547 CAPTIVA DR, PONTE VEDRA, FL 32081-5081
Document Number	0043420162
Book / Page	4342 / 0162
Map Reference	MB68 PG84
Instrument Date	Feb 23, 2017
Instrument	2017016854
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	AMERICAS CHOICE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,464.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	194 BRELANCE RD, 194, CORBIN, KY 40701-4378

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	547 CAPTIVA DR, PONTE VEDRA, FL 32081-5081

Mortgage

Document Number	2017016855
Date	Mar 9, 2017
Instrument	2017016855

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$527,665 (-1.97%) Land $120,000 Building $407,665	$527,665 (-1.97%) Land $120,000 Building $407,665
2025	$9,157.00 (+2.83%) Homeowner's exemption	$538,288 (-5.07%)	$538,288 (-5.07%) Land $125,000 Building $413,288
2024	$8,905.00 (+5.62%) Homeowner's exemption	$567,052 (+2.59%)	$567,052 (+2.59%) Land $125,000 Building $442,052
2023	$8,431.00 (+6.68%)	$552,719 (+10.04%)	$552,719 (+10.04%) Land $125,000 Building $427,719
2022	$7,903.00	$502,294	$502,294 Land $112,000 Building $390,294

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 368 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	368 in force
Nearby Flood Claims	66 (2016–2022)
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 16 claims Hurricane Irma, Sep 2017 · 31 claims Hurricane Matthew, Oct 2016 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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