539 Captiva Dr, Ponte Vedra Beach, FL 32081 Property Records

St. Johns County property record for 539 Captiva Dr, Ponte Vedra Beach, FL 32081

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,664 sqft · built 2014
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Jun 2019)
Tax Bill	$7,193 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`068052-0710`

Property Details

APN / Parcel Number

Primary APN	`068052-0710`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,664 sqft Living Area
Gross Area	3,136 sqft
1st Floor Area	1,192 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	170 sqft
Patio Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	539 CAPTIVA DR
City	PONTE VEDRA
State	FL
Zip	32081-5081
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	68/84-88 KELLY POINTE AT NOCATEE PHASE 4 LOT 71 OR4739/1715
Legal Range	29E
Legal Township	04S
Legal Section	31
Legal Subdivision	KELLY POINT AT NOCATEE PHASE 4
Legal Phase	4
Legal Block	1
Legal Lot Number	71
Jurisdiction	ST JOHNS FL
Township / Civil Division	PONTE VEDRA
Census Block Group	2
Census Block	2050
Census Tract	20708

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	539 CAPTIVA DR, PONTE VEDRA, FL 32081-5081
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Jun 12, 2019	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2019 · Amount on Record
Deed Sale	Jun 12, 2019 · Amount on Record
Prior Sale	Sep 8, 2014 · Amount on Record
Deed Document Number	201941131
Deed Book / Page	4739 / 1715
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	539 CAPTIVA DR, PONTE VEDRA, FL 32081-5081
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 CAPTIVA DR, PONTE VEDRA BEACH, FL 32081-5081

Mortgage

Document Number	0058160907
Date	Aug 28, 2023
Book Page	5816/907
Instrument	2023068204

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 18, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	539 CAPTIVA DR, PONTE VEDRA, FL 32081-5081
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	589 CAPTIVA DR, PONTE VEDRA, FL 32081-5081

Mortgage

Document Number	0054510124
Date	Dec 22, 2021
Book Page	5451/124
Instrument	2021138046

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Mar 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 12, 2019
Property Address	539 CAPTIVA DR, PONTE VEDRA, FL 32081-5081
Document Number	0047391715
Book / Page	4739 / 1715
Map Reference	MB 68 PG 84-88
Instrument Date	May 24, 2019
Instrument	2019041131
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	FLORIDA HOME SETMNT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	539 CAPTIVA DR, 539, PONTE VEDRA, FL 32081-5081

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	539 CAPTIVA DR, PONTE VEDRA, FL 32081-5081

Mortgage

Document Number	0047391716
Date	Jun 12, 2019
Instrument	4739/1716

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$403,112 (+2.7%)	$515,633 (-0.99%) Land $120,000 Building $395,633
2025	$7,193.00 (+9.37%) Homeowner's exemption	$392,514 (+2.9%)	$520,792 (-4.89%) Land $125,000 Building $395,792
2024	$6,577.00 (+1.34%) Homeowner's exemption	$381,452 (+3%)	$547,574 (-) Land $125,000 Building $422,574
2023	$6,490.00 (+1.9%) Homeowner's exemption	$370,342 (+3%)	$547,574 (+10.04%) Land $125,000 Building $422,574
2022	$6,369.00 Homeowner's exemption	$359,555	$497,597 Land $112,000 Building $385,597

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 368 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	368 in force
Nearby Flood Claims	66 (2016–2022)
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 16 claims Hurricane Irma, Sep 2017 · 31 claims Hurricane Matthew, Oct 2016 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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