5465 Rowe Trl, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5465 Rowe Trl, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,003 sqft · built 1992
Owner	Individual Name on File
Last Sale	$529,900 (Feb 2022)
Tax Bill	$5,890 (2024)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-1N-29-5804-00B00-0620`

Property Details

APN / Parcel Number

Primary APN	`06-1N-29-5804-00B00-0620`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,003 sqft Heated Area
Gross Area	4,231 sqft
1st Floor Area	3,625 sqft
Utility Area	112 sqft
Utility Room	Utility Room
Flooring	Laminate Plank
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2012
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Width	1,000 ft Width
Garage Area	622 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	494 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	061N29580400B000620
Street Address	5465 ROWE TRL
City	PACE
State	FL
Zip	32571-9556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WOODBINE SPRINGS PLANTATION L OT 62 BLK B AS DES IN OR 4244 PG 1850
Legal Range	29W
Legal Township	01N
Legal Section	06
Legal Subdivision	WOODBINE SPRINGS PLT
Legal Block	B
Legal Lot Number	62
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1002
Census Tract	10707

Owner

Source: Santa Rosa County records · APN 06-1N-29-5804-00B00-0620

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5465 ROWE TRL, PACE, FL 32571-9556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 11, 2022 · Amount on Record
Deed Sale	Feb 11, 2022 · Amount on Record
Prior Sale	Apr 30, 1997 · Amount on Record
Deed Document Number	202208268
Deed Book / Page	4244 / 1850
Record Updated	Jun 08, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 11, 2022
Property Address	5465 ROWE TRL, PACE, FL 32571-9556
Document Number	0042441850
Book / Page	4244 / 1850
Map Reference	MB D PG 61
Instrument Date	Feb 04, 2022
Instrument	202208268
Transaction Type	Transfer
Record Updated	Apr 01, 2022
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,709.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	132 DONNA CIR, 132, DAPHNE, AL 36526-7942

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	568 EDITH LN, PENSACOLA, FL 32534-1355

Mortgage

Document Number	0042441857
Date	Feb 11, 2022
Instrument	4244/1857

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,890.00 (-8.8%) Homeowner's exemption	$514,026 (+4.22%) Land $109,000 Building $405,026	$514,026 (+4.22%) Land $109,000 Building $405,026
2023	$6,458.00 (+115.27%) Homeowner's exemption Widower's exemption	$493,203 (+84.63%) Land $109,000 Building $384,203	$493,203 (+5.43%) Land $109,000 Building $384,203
2022	$3,000.00 Homeowner's exemption Widower's exemption	$267,125	$467,793 Land $109,000 Building $358,793

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	9 (1998–2020)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Mediacom Communications.

Based on FCC filings for 195 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.