5460 Rowe Trl, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5460 Rowe Trl, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,939 sqft · built 2023
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Sep 2024)
Tax Bill	$3,953 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-1N-29-5804-00D00-0200`

Property Details

APN / Parcel Number

Primary APN	`06-1N-29-5804-00D00-0200`
Alternative APN	`N29106580400D000200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,939 sqft Living Area
Gross Area	2,751 sqft
1st Floor Area	1,939 sqft
Flooring	Tile

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Wood Shingle
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	462 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5460 ROWE TRL
City	PACE
State	FL
Zip	32571-9557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WOODBINE SPRINGS PLANTATION LOT 20 BLK D AS DES IN OR 4538 PG 843
Legal Range	29W
Legal Township	1N
Legal Section	06
Legal Subdivision	WOODBINE SPRINGS PLT
Legal Block	D
Legal Lot Number	20
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1046
Census Tract	10707

Owner

Source: Santa Rosa County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4521 STEVES ALY, MOUNT VERNON, WA 98274-3032
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Warranty Deed, Transfer · Conventional Mortgage TRIDENT HOME LOANS LLC
Feb 8, 2022	Warranty Deed, Transfer GENESIS LAND & TITLE CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2024 · Amount on Record
Deed Sale	Sep 3, 2024 · Amount on Record
Prior Sale	Mar 28, 2023 · Amount on Record
Deed Document Number	202439782
Deed Book / Page	4538 / 843
Prior Transfer Date	May 8, 2002
Prior Transfer Doc	2011001009
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 28, 2023
Property Address	5460 ROWE TRL, PACE, FL 32571-9557
Document Number	0043790795
Book / Page	4379 / 795
Map Reference	MB D PG 16
Instrument Date	Feb 24, 2023
Instrument	202312960
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	GENESIS LAND AND TTL CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,564.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1300 E OLIVE RD, PENSACOLA, FL 32514-4820

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5460 ROWE TRL, PACE, FL 32571-9557

Mortgage

Document Number	0043790797
Date	Mar 28, 2023
Book Page	4379/797
Instrument	202312961

Lender

Name	TRIDENT HOME LOANS LLC
Type	Mortgage Company
Address	PENSACOLA, FL 32504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 8, 2022
Property Address	5460 ROWE TRL, PACE, FL 32571-9557
Document Number	0042430793
Book / Page	4243 / 793
Map Reference	MB D PG 16
Instrument Date	Feb 3, 2022
Instrument	202207466
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	GENESIS LAND & TITLE CO LLC

Transaction

Amount	Amount Recorded
Tax	$385.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 WINTON AVE, PENSACOLA, FL 32507-2971

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 E OLIVE RD, PENSACOLA, FL 32514-4820

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,953.00 (+19.93%)	$321,340 (+6.36%) Land $50,000 Building $271,340	$321,340 (+4.36%) Land $50,000 Building $271,340
2024	$3,296.00 (+414.2%) Homeowner's exemption	$302,131 (+516.59%)	$307,927 (+528.42%) Land $49,000 Building $258,927
2023	$641.00 (+36.67%)	$49,000 (+8.89%) Land $49,000	$49,000 (+8.89%) Land $49,000
2022	$469.00	$45,000	$45,000 Land $45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	9 (1998–2020)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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