5465 Harmony Ln, Willoughby, OH 44094 Property Records

Lake County property record for 5465 Harmony Ln, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1954
Lot Size	0.43 acres (18,748 sqft)
Owner	Individual Name on File
Last Sale	$284,500 (Oct 2023)
Tax Bill	$6,070 (2023)
Deeds & Mortgages	Oct 2023 Second Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-A-007-C-00-014-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-007-C-00-014-0`
Alternative APN	`D 65`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Family Room	Family Room
Game Room	Game Room
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	18,748 sqft (0.43 acres)
Lot Dimensions	150 ft deep x 125 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	D 65
Street Address	5465 HARMONY LN
City	WILLOUGHBY
State	OH
Zip	44094-4309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 2, 3, 4 & TRACT 10 & 14
Legal Subdivision	RIDGE ACRES ESTATES
Legal Tract	10,14
Legal Lot Number	215
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1011
Census Tract	201300

Owner

Source: Lake County assessment roll, as of August 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5465 HARMONY LN, WILLOUGHBY, OH 44094-4309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 31, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Oct 6, 2017	Warranty Deed, Transfer · Conventional Mortgage LIBERTY HOME MORTGAGE CORP
Feb 16, 2017	Grant Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 31, 2023 · Amount on Record
Deed Sale	Oct 31, 2023 · Amount on Record
Prior Sale	Oct 6, 2017 · Amount on Record
Deed Document Number	485256
Record Updated	Jun 7, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	5465 HARMONY LN, WILLOUGHBY, OH 44094-4309
Transaction Type	Mortgage
Record Updated	Dec 29, 2023
Title Company	ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5465 HARMONY LN, WILLOUGHBY, OH 44094-4309

Mortgage

Document Number	0000021140
Date	Oct 19, 2023
Instrument	2023R021140

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Mar 1, 2024

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Oct 31, 2023
Property Address	5465 HARMONY LN, WILLOUGHBY, OH 44094-4309
Document Number	0000021858
Map Reference	VOL J PG 32-1
Instrument Date	Oct 30, 2023
Instrument	2023R021858
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	TITLE PROFESSIONALS, TITLE PROFESSIONALS GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5465 HARMONY LN, WILLOUGHBY, OH 44094-4309

Mortgage

Document Number	0000021859
Date	Oct 31, 2023
Instrument	2023R021859

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Oct 6, 2017
Property Address	5465 HARMONY LN, WILLOUGHBY, OH 44094-4309
Document Number	0000026994
Map Reference	VOL J PG32-1
Instrument Date	Oct 5, 2017
Instrument	2017R026994
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5465 HARMONY LN, WILLOUGHBY, OH 44094-4309

Mortgage

Document Number	0000026995
Date	Oct 6, 2017
Instrument	2017R026995

Lender

Name	LIBERTY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

February 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	LAKE OH
Recording Date	Feb 16, 2017
Property Address	5465 HARMONY LN, WILLOUGHBY, OH 44094-4309
Document Number	0000004210
Instrument Date	Feb 15, 2017
Instrument	4210
Transaction Type	Foreclosure
Record Updated	Feb 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$192.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8440 STATION ST MENTOR OH 440604925, MENTOR, OH 44060-4925

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,070.00 (+50.55%) Homeowner's exemption	$64,120 (-) Land $17,300 Building $46,820
2022	$4,032.00	$64,120 Land $17,300 Building $46,820
2021			$183,200 Land $49,430 Building $133,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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