5424 Harmony Ln, Willoughby, OH 44094 Property Records

Lake County property record for 5424 Harmony Ln, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,036 sqft · built 1954
Lot Size0.22 acres (9,601 sqft)
OwnerIndividual Name on Record
Last Sale$201,000 (Jul 2023)
Tax Bill$4,952 (2023)
Deeds & MortgagesJul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-A-007-C-00-031-0

Property Details

APN / Parcel Number

Primary APN27-A-007-C-00-031-0
Alternative APN
  • D 28

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,036 sqft Living Area
1st Floor Area1,036 sqft
Game RoomGame Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area9,601 sqft (0.22 acres)
Lot Dimensions160 ft deep x 60 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Deck Area240 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account NumberD 28
Street Address5424 HARMONY LN
CityWILLOUGHBY
StateOH
Zip44094-4310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60
Legal DescriptionLOT 2, 3, 4 & TRACT 10 & 14
Legal SubdivisionRIDGE ACRES ESTATES
Legal Tract10,14
Legal Lot Number227
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group1
Census Block1010
Census Tract201300

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5424 HARMONY LN, WILLOUGHBY, OH 44094-4310
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2023 · Amount on Record
Deed SaleJul 7, 2023 · Amount on Record
Prior SaleAug 1, 2008 · Amount on Record
Deed Document Number482502
Record UpdatedJun 7, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateJul 7, 2023
Property Address5424 HARMONY LN, WILLOUGHBY, OH 44094-4310
Document Number0000012945
Instrument DateJul 6, 2023
Instrument2023R012945
Transaction TypeTransfer
Record UpdatedJul 21, 2023
Title CompanyAAA TITLE PROFESSIONALS INC, TITLE PROFESSIONALS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5424 HARRFOIY, WILLOUGHBY, OH 44094
InvestorPossibly a Property Investor

Mortgage

Document Number0000012946
DateJul 7, 2023
Instrument2023R012946
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2038

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,952.00 (+53.69%) Homeowner's exemption$52,310 (-) Land $14,600 Building $37,710
2022$3,222.00 Homeowner's exemption$52,310 Land $14,600 Building $37,710
2021$149,450 Land $41,720 Building $107,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

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